OT/ Bad scam

[Guest guest]

VISA & MASTERCARD Telephone Credit Card Scam

 

This information is worth reading. By understanding how the

VISA & Mastercard Telephone Credit Card Scam works, you'll

be better prepared to protect yourself. Thanks to Dr. Pat Cloney

for passing this on. Those con artists get more creative every day.

 

My husband was called on Wednesday from " VISA " , and I was

called on Thursday from " MasterCard " . The scam works like this:

 

Person calling says, " this is <name>, and I'm calling from the

Security and Fraud Department at VISA. My Badge number is

12460. Your card has been flagged for an unusual purchase

pattern, and I'm calling to verify. This would be on your VISA

card which was issued by <name> bank. Did you purchase an

Anti-Telemarke ting Device for $497.99 from a marketing

company based inArizona? "

 

When you say " No " , the caller continues with, " Then we will

be issuing a credit to your account. This is a company we have

been watching and the charges range from $297 to $497, just

under the $500 purchase pattern that flags most cards. Before

your next statement, the credit will be sent to (gives you your

address), is that correct? "

 

You say " yes " . The caller continues... " I will be starting a

Fraud investigation. If you have any questions, you should

call the 1-800 number listed on the back of your card (1-800-VISA)

and ask for Security. You will need to refer to this Control # "

The caller then gives you a 6 digit number. " Do you need me to

read it again? "

 

Here's the IMPORTANT part on how the scam works. The caller

then says, " he needs to verify you are in possession of your card " .

He'll ask you to " turn your card over and look for some numbers.

There are 7 numbers; the first 4 are your card number, the next 3

are the 'Security Numbers' that verify you are in possession of the

card. These are the numbers you use to make Internet purchases

to prove you have the card. Read me the 3 numbers " . After you

tell the caller the 3 numbers, he'll say , " That is correct. I just

needed to verify that the card has not been lost or stolen, and that

you still have your card. Do you have any other questions? "

After you say No, the caller then Thanks you and states, " Don't

hesitate to call back if you do " , and hangs up.

 

You actually say very little, and they never ask for or tell you the

card number. But after we were called on Wednesday, we called

back within 20 minute s to ask a question. Are we glad we did! The

REAL VISA Security Department told us it was a scam and in the last

15 minutes a new purchase of $497.99 was charge on on our card.

 

Long story made short, we made a real fraud report and closed

the VISA card, and they are reissuing us a new number. What the

scammers wants is the 3-digit PIN number on the back of the card.

Don't give it to them. Instead, tell them you'll call VISA or Master

card direct. The real VISA told us that they will never ask for

anything on the card as they already know the information since

they issued the card! If you give the scammers your 3 Digit PIN

Number, you think you're receiving a credit. However, by the time

you get your statement, you'll see charges for purchases you didn't

make, and by then it's almost to late and/or harder to actually file

a fraud report.

 

What makes this more remarkable is that on Thursday, I got a

call from a " Jason Richardson of MasterCard " with a word-for-word

repeat of the VISA scam. This time I didn't let him finish. I hung up!

We filed a police report, as instructed by VISA. The police said

 

they are taking several of these reports daily! They also urged us to

tell everybody we know that this scam is happening.

 

Please pass this on to all your friends. By informing each other, we

protect each other.

 

 

 

ThankYou.

[Guest guest]

Thank you thank you thank you for sending this. It is VERY important that we

remember these things DO happen. We had " pay pal " scam scare and did a number of

thing to deep that from happening again. My SO had a note from " pay pal " or what

he thought was pay pal -- was a scam. Right after he answered the note we saw on

TV that this was going on. He contacted the real pay pal -- thank goodness

nothing had happened YET. He also contacted the credit reporting people and now

when anyone even checks on his credit he is notified and before they will give

out info he has to give the OK. He also had a pass word put on a store credit

card and with his other cards he is notified if any amount over $200 shows up.

Don't take any chances. Its to hard to clean up the mess after and it is all up

to you to clean it up.

 

Thanks again for sending this.

Rita

 

Christa Maria <cmaria wrote:

VISA & MASTERCARD Telephone Credit Card Scam

 

This information is worth reading. By understanding how the

VISA & Mastercard Telephone Credit Card Scam works, you'll

be better prepared to protect yourself. Thanks to Dr. Pat Cloney

for passing this on. Those con artists get more creative every day.

 

My husband was called on Wednesday from " VISA " , and I was

called on Thursday from " MasterCard " . The scam works like this:

 

Person calling says, " this is <name>, and I'm calling from the

Security and Fraud Department at VISA. My Badge number is

12460. Your card has been flagged for an unusual purchase

pattern, and I'm calling to verify. This would be on your VISA

card which was issued by <name> bank. Did you purchase an

Anti-Telemarke ting Device for $497.99 from a marketing

company based inArizona? "

 

When you say " No " , the caller continues with, " Then we will

be issuing a credit to your account. This is a company we have

been watching and the charges range from $297 to $497, just

under the $500 purchase pattern that flags most cards. Before

your next statement, the credit will be sent to (gives you your

address), is that correct? "

 

You say " yes " . The caller continues... " I will be starting a

Fraud investigation. If you have any questions, you should

call the 1-800 number listed on the back of your card (1-800-VISA)

and ask for Security. You will need to refer to this Control # "

The caller then gives you a 6 digit number. " Do you need me to

read it again? "

 

Here's the IMPORTANT part on how the scam works. The caller

then says, " he needs to verify you are in possession of your card " .

He'll ask you to " turn your card over and look for some numbers.

There are 7 numbers; the first 4 are your card number, the next 3

are the 'Security Numbers' that verify you are in possession of the

card. These are the numbers you use to make Internet purchases

to prove you have the card. Read me the 3 numbers " . After you

tell the caller the 3 numbers, he'll say , " That is correct. I just

needed to verify that the card has not been lost or stolen, and that

you still have your card. Do you have any other questions? "

After you say No, the caller then Thanks you and states, " Don't

hesitate to call back if you do " , and hangs up.

 

You actually say very little, and they never ask for or tell you the

card number. But after we were called on Wednesday, we called

back within 20 minute s to ask a question. Are we glad we did! The

REAL VISA Security Department told us it was a scam and in the last

15 minutes a new purchase of $497.99 was charge on on our card.

 

Long story made short, we made a real fraud report and closed

the VISA card, and they are reissuing us a new number. What the

scammers wants is the 3-digit PIN number on the back of the card.

Don't give it to them. Instead, tell them you'll call VISA or Master

card direct. The real VISA told us that they will never ask for

anything on the card as they already know the information since

they issued the card! If you give the scammers your 3 Digit PIN

Number, you think you're receiving a credit. However, by the time

you get your statement, you'll see charges for purchases you didn't

make, and by then it's almost to late and/or harder to actually file

a fraud report.

 

What makes this more remarkable is that on Thursday, I got a

call from a " Jason Richardson of MasterCard " with a word-for-word

repeat of the VISA scam. This time I didn't let him finish. I hung up!

We filed a police report, as instructed by VISA. The police said

 

they are taking several of these reports daily! They also urged us to

tell everybody we know that this scam is happening.

 

Please pass this on to all your friends. By informing each other, we

protect each other.

 

 

 

ThankYou.

 

 

 

 

 

 

 

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