Guest guest Posted June 22, 2009 Report Share Posted June 22, 2009 Hi Joy and all: This is a troublesome topic, because it is easy to get into this cross-cultural business. Western Medical ethics are not Chinese Medical ethics. The medical ethics of a court / imperial doctor were not the ethics of the mendicant taoist healer. The ethics of our uptight modern western profession are severely tainted by a historical influx of scientists from the engineering, physical and chemical sciences who deeply believed in the separation of the person from the body and further had an ansolutely abysmal understanding of the human heart and human warmth. These are the same people who believed animals (including our closest relatives the apes) to be mere machines with no ability to feel pain or emotion and who also did not believe that human beings possessed soul. This brought a deep level of depersonalisation to the modern western field. We see it today in standard neurology where the direction of causation is bottom up - i.e. the substrate generates consciousness - consciousness is nothing more than brain chemicals interacting. These aren't actually " medical " ethics, is what I am saying. The chinese, in their deep wisdom, understood that ethics were not about a set of fixed rules. Witness the famous story regarding the celibate teacher who broke the rule of not touching women when he picked up a young lady and carried her across the stream. I hope he was disciplined by his association (turned in, of course, by his shocked and outraged disciple). This is a great story about projection and transference and how dangerous fixation and obsession are. If we talk about ethics in terms of legalism, however, we can find fruitful territory in terms of the defense and protection of our profession, as well as about insurance and such. By the way, it actually slipped my mind, interestingly: I am the primary caregiver for my father. Turn me in. I wonder how old family lineage doctors managed the treatment of their families, especially if they were the only doctor within a day or two's walk? I can't imagine the classical martial arts scholar doctor not treating his son or daughter when they were sick as children because " they were his family " . In fact, I would imagine that it is the parents who would be most deeply familiar with the subtleties of their children's dynamics and would therefore be the most prepared to take care of them to best effect. I also think modern " medical ethics " are an outgrowth of the logistics of a system where a collision is occurring between insufficient numbers of medical therapists, the constant and looming threat of litigation, a growing number of fractured and dysfunctional families and a huge emphasis on the supremacy of the individual. I mean, kids can send their parents to jail and divorce them and all manner of unethical stuff. All these issues regarding lack of trust. But we have psychologists these days to make up for lack of community strength. I'm not sure if it is working. Again, I don't see the link between " their " medical ethics and " our " medical ethics. Interestingly, in latin culture the family takes care of the family. And if there is a doctor who is not in the family who is taking care of the family, then that doctor becomes part of the family (how else do you ensure accountability? interesting). In my opinion, modern medical ethics are deeply confused and insidiously damaging to human relationships. Thoughts? Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Saturday, 20 June, 2009 2:23:30 Re: Spouse/insurance Medical professional ethics dictate that we should not treat family members unless it is in an emergency or short-term situation where no other care provider is available. There is a great online course about our medical professional ethics at Blue Poppy that details all the reasons why (too long for an email here) as well as all the other professional ethics to which we are bound. Btw, this isn't just about LAc's. This is any doctor in any field not treating family members. We (meaning all licensed health care providers) are bound by both legal and professional ethics. Violations in either arena are grounds for disciplinary action that could result in the loss of licensure. I'm not saying that people don't treat their own family members, just that professional ethics state that we should not (or is it " must " not?). J On Fri, Jun 19, 2009 at 8:33 PM, heylaurag <heylaurag (AT) hotmail (DOT) com> wrote: > Hi, I was wondering if anyone knows if its ok to bill insurance companies > for treating family members/spouses? I asked a customer service agent at > AETNA and she said there was no rule against it from AETNA but mentioned > that there may be an ethical standard in the profession. Anyone know? I > treat my husband all the time and so it would be nice to be paid for it. > > Thanks! > > Laura > > ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 22, 2009 Report Share Posted June 22, 2009 Hugo, There appears to be some confusion of historical with current ethical understanding, which by the way is established by the various professions. From my understanding the issue here is related to insurance reimbursements, and ethics would suggest that while treatment of our family can be done, it cannot be billed to a third party payor. The scenario is important here for our complete understanding. Our profession has had a lot of trouble doing the correct things in the past, largely due to our anti-establishment mentality. We want to be artists and not just technicians. Michael W. Bowser, DC, LAc Chinese Medicine subincor Mon, 22 Jun 2009 16:24:41 +0000 Was: Spouse/insurance - Now: Medical Ethics Hi Joy and all: This is a troublesome topic, because it is easy to get into this cross-cultural business. Western Medical ethics are not Chinese Medical ethics. The medical ethics of a court / imperial doctor were not the ethics of the mendicant taoist healer. The ethics of our uptight modern western profession are severely tainted by a historical influx of scientists from the engineering, physical and chemical sciences who deeply believed in the separation of the person from the body and further had an ansolutely abysmal understanding of the human heart and human warmth. These are the same people who believed animals (including our closest relatives the apes) to be mere machines with no ability to feel pain or emotion and who also did not believe that human beings possessed soul. This brought a deep level of depersonalisation to the modern western field. We see it today in standard neurology where the direction of causation is bottom up - i.e. the substrate generates consciousness - consciousness is nothing more than brain chemicals interacting. These aren't actually " medical " ethics, is what I am saying. The chinese, in their deep wisdom, understood that ethics were not about a set of fixed rules. Witness the famous story regarding the celibate teacher who broke the rule of not touching women when he picked up a young lady and carried her across the stream. I hope he was disciplined by his association (turned in, of course, by his shocked and outraged disciple). This is a great story about projection and transference and how dangerous fixation and obsession are. If we talk about ethics in terms of legalism, however, we can find fruitful territory in terms of the defense and protection of our profession, as well as about insurance and such. By the way, it actually slipped my mind, interestingly: I am the primary caregiver for my father. Turn me in. I wonder how old family lineage doctors managed the treatment of their families, especially if they were the only doctor within a day or two's walk? I can't imagine the classical martial arts scholar doctor not treating his son or daughter when they were sick as children because " they were his family " . In fact, I would imagine that it is the parents who would be most deeply familiar with the subtleties of their children's dynamics and would therefore be the most prepared to take care of them to best effect. I also think modern " medical ethics " are an outgrowth of the logistics of a system where a collision is occurring between insufficient numbers of medical therapists, the constant and looming threat of litigation, a growing number of fractured and dysfunctional families and a huge emphasis on the supremacy of the individual. I mean, kids can send their parents to jail and divorce them and all manner of unethical stuff. All these issues regarding lack of trust. But we have psychologists these days to make up for lack of community strength. I'm not sure if it is working. Again, I don't see the link between " their " medical ethics and " our " medical ethics. Interestingly, in latin culture the family takes care of the family. And if there is a doctor who is not in the family who is taking care of the family, then that doctor becomes part of the family (how else do you ensure accountability? interesting). In my opinion, modern medical ethics are deeply confused and insidiously damaging to human relationships. Thoughts? Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Saturday, 20 June, 2009 2:23:30 Re: Spouse/insurance Medical professional ethics dictate that we should not treat family members unless it is in an emergency or short-term situation where no other care provider is available. There is a great online course about our medical professional ethics at Blue Poppy that details all the reasons why (too long for an email here) as well as all the other professional ethics to which we are bound. Btw, this isn't just about LAc's. This is any doctor in any field not treating family members. We (meaning all licensed health care providers) are bound by both legal and professional ethics. Violations in either arena are grounds for disciplinary action that could result in the loss of licensure. I'm not saying that people don't treat their own family members, just that professional ethics state that we should not (or is it " must " not?). J On Fri, Jun 19, 2009 at 8:33 PM, heylaurag <heylaurag (AT) hotmail (DOT) com> wrote: > Hi, I was wondering if anyone knows if its ok to bill insurance companies > for treating family members/spouses? I asked a customer service agent at > AETNA and she said there was no rule against it from AETNA but mentioned > that there may be an ethical standard in the profession. Anyone know? I > treat my husband all the time and so it would be nice to be paid for it. > > Thanks! > > Laura > > ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 22, 2009 Report Share Posted June 22, 2009  Hi Mike;  I agree that there is a legalistic issue which I mentioned in my post, but the bulk of my post was referencing the idea that our medical ethics are the same as western medical ethics, which they are not.  Thanks,  Hugo  ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ mike Bowser <naturaldoc1 Chinese Traditional Medicine Monday, 22 June, 2009 12:41:39 RE: Was: Spouse/insurance - Now: Medical Ethics Hugo, There appears to be some confusion of historical with current ethical understanding, which by the way is established by the various professions. From my understanding the issue here is related to insurance reimbursements, and ethics would suggest that while treatment of our family can be done, it cannot be billed to a third party payor. The scenario is important here for our complete understanding. Our profession has had a lot of trouble doing the correct things in the past, largely due to our anti-establishment mentality. We want to be artists and not just technicians.  Michael W. Bowser, DC, LAc Chinese Medicine subincor Mon, 22 Jun 2009 16:24:41 +0000 Was: Spouse/insurance - Now: Medical Ethics                     Hi Joy and all: This is a troublesome topic, because it is easy to get into this cross-cultural business. Western Medical ethics are not Chinese Medical ethics. The medical ethics of a court / imperial doctor were not the ethics of the mendicant taoist healer. The ethics of our uptight modern western profession are severely tainted by a historical influx of scientists from the engineering, physical and chemical sciences who deeply believed in the separation of the person from the body and further had an ansolutely abysmal understanding of the human heart and human warmth. These are the same people who believed animals (including our closest relatives the apes) to be mere machines with no ability to feel pain or emotion and who also did not believe that human beings possessed soul. This brought a deep level of depersonalisation to the modern western field. We see it today in standard neurology where the direction of causation is bottom up - i.e. the substrate generates consciousness - consciousness is nothing more than brain chemicals interacting. These aren't actually " medical " ethics, is what I am saying. The chinese, in their deep wisdom, understood that ethics were not about a set of fixed rules. Witness the famous story regarding the celibate teacher who broke the rule of not touching women when he picked up a young lady and carried her across the stream. I hope he was disciplined by his association (turned in, of course, by his shocked and outraged disciple). This is a great story about projection and transference and how dangerous fixation and obsession are. If we talk about ethics in terms of legalism, however, we can find fruitful territory in terms of the defense and protection of our profession, as well as about insurance and such. By the way, it actually slipped my mind, interestingly: I am the primary caregiver for my father. Turn me in. I wonder how old family lineage doctors managed the treatment of their families, especially if they were the only doctor within a day or two's walk? I can't imagine the classical martial arts scholar doctor not treating his son or daughter when they were sick as children because " they were his family " . In fact, I would imagine that it is the parents who would be most deeply familiar with the subtleties of their children's dynamics and would therefore be the most prepared to take care of them to best effect. I also think modern " medical ethics " are an outgrowth of the logistics of a system where a collision is occurring between insufficient numbers of medical therapists, the constant and looming threat of litigation, a growing number of fractured and dysfunctional families and a huge emphasis on the supremacy of the individual. I mean, kids can send their parents to jail and divorce them and all manner of unethical stuff. All these issues regarding lack of trust. But we have psychologists these days to make up for lack of community strength. I'm not sure if it is working. Again, I don't see the link between " their " medical ethics and " our " medical ethics. Interestingly, in latin culture the family takes care of the family. And if there is a doctor who is not in the family who is taking care of the family, then that doctor becomes part of the family (how else do you ensure accountability? interesting). In my opinion, modern medical ethics are deeply confused and insidiously damaging to human relationships. Thoughts? Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Saturday, 20 June, 2009 2:23:30 Re: Spouse/insurance Medical professional ethics dictate that we should not treat family members unless it is in an emergency or short-term situation where no other care provider is available. There is a great online course about our medical professional ethics at Blue Poppy that details all the reasons why (too long for an email here) as well as all the other professional ethics to which we are bound. Btw, this isn't just about LAc's. This is any doctor in any field not treating family members. We (meaning all licensed health care providers) are bound by both legal and professional ethics. Violations in either arena are grounds for disciplinary action that could result in the loss of licensure. I'm not saying that people don't treat their own family members, just that professional ethics state that we should not (or is it " must " not?). J On Fri, Jun 19, 2009 at 8:33 PM, heylaurag <heylaurag (AT) hotmail (DOT) com> wrote: > Hi, I was wondering if anyone knows if its ok to bill insurance companies > for treating family members/spouses? I asked a customer service agent at > AETNA and she said there was no rule against it from AETNA but mentioned > that there may be an ethical standard in the profession. Anyone know? I > treat my husband all the time and so it would be nice to be paid for it. > > Thanks! > > Laura > > ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 22, 2009 Report Share Posted June 22, 2009 I think we need to be free from extremes in this subject, AND acknowledge that we don't live in a perfect world. I personally think that it's a good idea to avoid dual relationships, and I think my partner would be best served by going to a clinic where he is a client and has no other constraints or privileges. We often note that treatments for my partner are squished in at the end of the day, or they only happen when there is a break in the schedule. HOWEVER, in a perfect world access to medical care would be affordable and uncomplicated, but it's not, our insurance only covers a very few treatments, and then I usually do the additional ones in our clinic. This does not feel unethical to me at all, however, I would NEVER bill my husband's insurance, you can really get into trouble big time that way. Regards, Angela Pfaffenberger, Ph.D. angelapfa www.InnerhealthSalem.com Phone: 503 364 3022 - Hugo Ramiro Chinese Medicine Monday, June 22, 2009 9:24 AM Was: Spouse/insurance - Now: Medical Ethics Hi Joy and all: This is a troublesome topic, because it is easy to get into this cross-cultural business. Western Medical ethics are not Chinese Medical ethics. The medical ethics of a court / imperial doctor were not the ethics of the mendicant taoist healer. The ethics of our uptight modern western profession are severely tainted by a historical influx of scientists from the engineering, physical and chemical sciences who deeply believed in the separation of the person from the body and further had an ansolutely abysmal understanding of the human heart and human warmth. These are the same people who believed animals (including our closest relatives the apes) to be mere machines with no ability to feel pain or emotion and who also did not believe that human beings possessed soul. This brought a deep level of depersonalisation to the modern western field. We see it today in standard neurology where the direction of causation is bottom up - i.e. the substrate generates consciousness - consciousness is nothing more than brain chemicals interacting. These aren't actually " medical " ethics, is what I am saying. The chinese, in their deep wisdom, understood that ethics were not about a set of fixed rules. Witness the famous story regarding the celibate teacher who broke the rule of not touching women when he picked up a young lady and carried her across the stream. I hope he was disciplined by his association (turned in, of course, by his shocked and outraged disciple). This is a great story about projection and transference and how dangerous fixation and obsession are. If we talk about ethics in terms of legalism, however, we can find fruitful territory in terms of the defense and protection of our profession, as well as about insurance and such. By the way, it actually slipped my mind, interestingly: I am the primary caregiver for my father. Turn me in. I wonder how old family lineage doctors managed the treatment of their families, especially if they were the only doctor within a day or two's walk? I can't imagine the classical martial arts scholar doctor not treating his son or daughter when they were sick as children because " they were his family " . In fact, I would imagine that it is the parents who would be most deeply familiar with the subtleties of their children's dynamics and would therefore be the most prepared to take care of them to best effect. I also think modern " medical ethics " are an outgrowth of the logistics of a system where a collision is occurring between insufficient numbers of medical therapists, the constant and looming threat of litigation, a growing number of fractured and dysfunctional families and a huge emphasis on the supremacy of the individual. I mean, kids can send their parents to jail and divorce them and all manner of unethical stuff. All these issues regarding lack of trust. But we have psychologists these days to make up for lack of community strength. I'm not sure if it is working. Again, I don't see the link between " their " medical ethics and " our " medical ethics. Interestingly, in latin culture the family takes care of the family. And if there is a doctor who is not in the family who is taking care of the family, then that doctor becomes part of the family (how else do you ensure accountability? interesting). In my opinion, modern medical ethics are deeply confused and insidiously damaging to human relationships. Thoughts? Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Saturday, 20 June, 2009 2:23:30 Re: Spouse/insurance Medical professional ethics dictate that we should not treat family members unless it is in an emergency or short-term situation where no other care provider is available. There is a great online course about our medical professional ethics at Blue Poppy that details all the reasons why (too long for an email here) as well as all the other professional ethics to which we are bound. Btw, this isn't just about LAc's. This is any doctor in any field not treating family members. We (meaning all licensed health care providers) are bound by both legal and professional ethics. Violations in either arena are grounds for disciplinary action that could result in the loss of licensure. I'm not saying that people don't treat their own family members, just that professional ethics state that we should not (or is it " must " not?). J On Fri, Jun 19, 2009 at 8:33 PM, heylaurag <heylaurag (AT) hotmail (DOT) com> wrote: > Hi, I was wondering if anyone knows if its ok to bill insurance companies > for treating family members/spouses? I asked a customer service agent at > AETNA and she said there was no rule against it from AETNA but mentioned > that there may be an ethical standard in the profession. Anyone know? I > treat my husband all the time and so it would be nice to be paid for it. > > Thanks! > > Laura > > ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 22, 2009 Report Share Posted June 22, 2009 Hi Angela: --Angela- I think we need to be free from extremes in this subject --- I am not sure if you are referencing me above. If so, I don't believe my point of view is extreme. Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 22, 2009 Report Share Posted June 22, 2009 Hugo, Actually, they are. This is part of my point as well and what Joy was pointing out as well. As OM professionals, we often make excuses for questionable behaviors and simply think that we are not medical doctors, therefore we do not need to follow these rules, but we do. I think that most state acupuncture statutes have clauses about ethics and punishment for not following them or maybe that was just the two states that I happen to have acupuncture licenses in. I have heard gasping from many LAc's that do not appear to understand our legal responsibilities. The AAC does a good job at their seminars of dispelling this myth. Michael W. Bowser, DC, LAc Chinese Medicine subincor Mon, 22 Jun 2009 17:32:03 +0000 Re: Was: Spouse/insurance - Now: Medical Ethics Hi Mike; I agree that there is a legalistic issue which I mentioned in my post, but the bulk of my post was referencing the idea that our medical ethics are the same as western medical ethics, which they are not. Thanks, Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ mike Bowser <naturaldoc1 Chinese Traditional Medicine Monday, 22 June, 2009 12:41:39 RE: Was: Spouse/insurance - Now: Medical Ethics Hugo, There appears to be some confusion of historical with current ethical understanding, which by the way is established by the various professions. From my understanding the issue here is related to insurance reimbursements, and ethics would suggest that while treatment of our family can be done, it cannot be billed to a third party payor. The scenario is important here for our complete understanding. Our profession has had a lot of trouble doing the correct things in the past, largely due to our anti-establishment mentality. We want to be artists and not just technicians. Michael W. Bowser, DC, LAc Chinese Medicine subincor Mon, 22 Jun 2009 16:24:41 +0000 Was: Spouse/insurance - Now: Medical Ethics Hi Joy and all: This is a troublesome topic, because it is easy to get into this cross-cultural business. Western Medical ethics are not Chinese Medical ethics. The medical ethics of a court / imperial doctor were not the ethics of the mendicant taoist healer. The ethics of our uptight modern western profession are severely tainted by a historical influx of scientists from the engineering, physical and chemical sciences who deeply believed in the separation of the person from the body and further had an ansolutely abysmal understanding of the human heart and human warmth. These are the same people who believed animals (including our closest relatives the apes) to be mere machines with no ability to feel pain or emotion and who also did not believe that human beings possessed soul. This brought a deep level of depersonalisation to the modern western field. We see it today in standard neurology where the direction of causation is bottom up - i.e. the substrate generates consciousness - consciousness is nothing more than brain chemicals interacting. These aren't actually " medical " ethics, is what I am saying. The chinese, in their deep wisdom, understood that ethics were not about a set of fixed rules. Witness the famous story regarding the celibate teacher who broke the rule of not touching women when he picked up a young lady and carried her across the stream. I hope he was disciplined by his association (turned in, of course, by his shocked and outraged disciple). This is a great story about projection and transference and how dangerous fixation and obsession are. If we talk about ethics in terms of legalism, however, we can find fruitful territory in terms of the defense and protection of our profession, as well as about insurance and such. By the way, it actually slipped my mind, interestingly: I am the primary caregiver for my father. Turn me in. I wonder how old family lineage doctors managed the treatment of their families, especially if they were the only doctor within a day or two's walk? I can't imagine the classical martial arts scholar doctor not treating his son or daughter when they were sick as children because " they were his family " . In fact, I would imagine that it is the parents who would be most deeply familiar with the subtleties of their children's dynamics and would therefore be the most prepared to take care of them to best effect. I also think modern " medical ethics " are an outgrowth of the logistics of a system where a collision is occurring between insufficient numbers of medical therapists, the constant and looming threat of litigation, a growing number of fractured and dysfunctional families and a huge emphasis on the supremacy of the individual. I mean, kids can send their parents to jail and divorce them and all manner of unethical stuff. All these issues regarding lack of trust. But we have psychologists these days to make up for lack of community strength. I'm not sure if it is working. Again, I don't see the link between " their " medical ethics and " our " medical ethics. Interestingly, in latin culture the family takes care of the family. And if there is a doctor who is not in the family who is taking care of the family, then that doctor becomes part of the family (how else do you ensure accountability? interesting). In my opinion, modern medical ethics are deeply confused and insidiously damaging to human relationships. Thoughts? Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Saturday, 20 June, 2009 2:23:30 Re: Spouse/insurance Medical professional ethics dictate that we should not treat family members unless it is in an emergency or short-term situation where no other care provider is available. There is a great online course about our medical professional ethics at Blue Poppy that details all the reasons why (too long for an email here) as well as all the other professional ethics to which we are bound. Btw, this isn't just about LAc's. This is any doctor in any field not treating family members. We (meaning all licensed health care providers) are bound by both legal and professional ethics. Violations in either arena are grounds for disciplinary action that could result in the loss of licensure. I'm not saying that people don't treat their own family members, just that professional ethics state that we should not (or is it " must " not?). J On Fri, Jun 19, 2009 at 8:33 PM, heylaurag <heylaurag (AT) hotmail (DOT) com> wrote: > Hi, I was wondering if anyone knows if its ok to bill insurance companies > for treating family members/spouses? I asked a customer service agent at > AETNA and she said there was no rule against it from AETNA but mentioned > that there may be an ethical standard in the profession. Anyone know? I > treat my husband all the time and so it would be nice to be paid for it. > > Thanks! > > Laura > > ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 23, 2009 Report Share Posted June 23, 2009  Hi Mike:  Actually our ethics are different.  We are legally bound to follow the laws in our nations and states.  Please don't diminish or ignore the points which I have made in good faith.  Chinese medical ethics are distinct from western medical ethics. Period.  Hugo  ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ mike Bowser <naturaldoc1 Chinese Traditional Medicine Monday, 22 June, 2009 18:53:11 RE: Was: Spouse/insurance - Now: Medical Ethics Hugo, Actually, they are. This is part of my point as well and what Joy was pointing out as well. As OM professionals, we often make excuses for questionable behaviors and simply think that we are not medical doctors, therefore we do not need to follow these rules, but we do. I think that most state acupuncture statutes have clauses about ethics and punishment for not following them or maybe that was just the two states that I happen to have acupuncture licenses in. I have heard gasping from many LAc's that do not appear to understand our legal responsibilities. The AAC does a good job at their seminars of dispelling this myth. Michael W. Bowser, DC, LAc Chinese Medicine subincor Mon, 22 Jun 2009 17:32:03 +0000 Re: Was: Spouse/insurance - Now: Medical Ethics                     Hi Mike; I agree that there is a legalistic issue which I mentioned in my post, but the bulk of my post was referencing the idea that our medical ethics are the same as western medical ethics, which they are not.  Thanks, Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ mike Bowser <naturaldoc1 Chinese Traditional Medicine Monday, 22 June, 2009 12:41:39 RE: Was: Spouse/insurance - Now: Medical Ethics Hugo, There appears to be some confusion of historical with current ethical understanding, which by the way is established by the various professions. From my understanding the issue here is related to insurance reimbursements, and ethics would suggest that while treatment of our family can be done, it cannot be billed to a third party payor. The scenario is important here for our complete understanding. Our profession has had a lot of trouble doing the correct things in the past, largely due to our anti-establishment mentality. We want to be artists and not just technicians.  Michael W. Bowser, DC, LAc Chinese Medicine subincor Mon, 22 Jun 2009 16:24:41 +0000 Was: Spouse/insurance - Now: Medical Ethics                     Hi Joy and all: This is a troublesome topic, because it is easy to get into this cross-cultural business. Western Medical ethics are not Chinese Medical ethics. The medical ethics of a court / imperial doctor were not the ethics of the mendicant taoist healer. The ethics of our uptight modern western profession are severely tainted by a historical influx of scientists from the engineering, physical and chemical sciences who deeply believed in the separation of the person from the body and further had an ansolutely abysmal understanding of the human heart and human warmth. These are the same people who believed animals (including our closest relatives the apes) to be mere machines with no ability to feel pain or emotion and who also did not believe that human beings possessed soul. This brought a deep level of depersonalisation to the modern western field. We see it today in standard neurology where the direction of causation is bottom up - i.e. the substrate generates consciousness - consciousness is nothing more than brain chemicals interacting. These aren't actually " medical " ethics, is what I am saying. The chinese, in their deep wisdom, understood that ethics were not about a set of fixed rules. Witness the famous story regarding the celibate teacher who broke the rule of not touching women when he picked up a young lady and carried her across the stream. I hope he was disciplined by his association (turned in, of course, by his shocked and outraged disciple). This is a great story about projection and transference and how dangerous fixation and obsession are. If we talk about ethics in terms of legalism, however, we can find fruitful territory in terms of the defense and protection of our profession, as well as about insurance and such. By the way, it actually slipped my mind, interestingly: I am the primary caregiver for my father. Turn me in. I wonder how old family lineage doctors managed the treatment of their families, especially if they were the only doctor within a day or two's walk? I can't imagine the classical martial arts scholar doctor not treating his son or daughter when they were sick as children because " they were his family " . In fact, I would imagine that it is the parents who would be most deeply familiar with the subtleties of their children's dynamics and would therefore be the most prepared to take care of them to best effect. I also think modern " medical ethics " are an outgrowth of the logistics of a system where a collision is occurring between insufficient numbers of medical therapists, the constant and looming threat of litigation, a growing number of fractured and dysfunctional families and a huge emphasis on the supremacy of the individual. I mean, kids can send their parents to jail and divorce them and all manner of unethical stuff. All these issues regarding lack of trust. But we have psychologists these days to make up for lack of community strength. I'm not sure if it is working. Again, I don't see the link between " their " medical ethics and " our " medical ethics. Interestingly, in latin culture the family takes care of the family. And if there is a doctor who is not in the family who is taking care of the family, then that doctor becomes part of the family (how else do you ensure accountability? interesting). In my opinion, modern medical ethics are deeply confused and insidiously damaging to human relationships. Thoughts? Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Saturday, 20 June, 2009 2:23:30 Re: Spouse/insurance Medical professional ethics dictate that we should not treat family members unless it is in an emergency or short-term situation where no other care provider is available. There is a great online course about our medical professional ethics at Blue Poppy that details all the reasons why (too long for an email here) as well as all the other professional ethics to which we are bound. Btw, this isn't just about LAc's. This is any doctor in any field not treating family members. We (meaning all licensed health care providers) are bound by both legal and professional ethics. Violations in either arena are grounds for disciplinary action that could result in the loss of licensure. I'm not saying that people don't treat their own family members, just that professional ethics state that we should not (or is it " must " not?). J On Fri, Jun 19, 2009 at 8:33 PM, heylaurag <heylaurag (AT) hotmail (DOT) com> wrote: > Hi, I was wondering if anyone knows if its ok to bill insurance companies > for treating family members/spouses? I asked a customer service agent at > AETNA and she said there was no rule against it from AETNA but mentioned > that there may be an ethical standard in the profession. Anyone know? I > treat my husband all the time and so it would be nice to be paid for it. > > Thanks! > > Laura > > ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 23, 2009 Report Share Posted June 23, 2009 Hugo i think you have a lot of projection here. The only reason that WM is against this is the fear of inability to stay objective and clear minded to the detriment of the patient. Never the less MDs treat their own femilies all the time. With HIPPA you need to give them a written permission to do so. 400 29th St. Suite 419 Oakland Ca 94609 alonmarcus Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 24, 2009 Report Share Posted June 24, 2009 Hi Alon, So are you saying that we can bill insurance if they sign a permission slip according to HIPPA? I personally think that there should not be a black or white rule about this. It should be left in the hands of the patient and pracitioner to decide whether it is the right choice---knowing that there things to take into consideration such as objectivity. I think the real problem is that insurance companies would fear that we would take advantage of the situation and bill for visits to family members that were not made. Perhaps that is a legitamate concern. However, I think that rules should not be made based on the small percent of a population who will cheat the system. So from my point of view I am really only interested in hearing whether or not it is legal and if I could get in trouble. I don't really want to hear from people who have assumptions (sorry, I don't mean that to sound rude--I'm just trying to know the legal answer, not the assumed one)). I want to hear from people who know the answer for sure. Anyone know for sure? My husband has chronic back pain and frequent sports injuries that are greatly helped by my treatments. If I wasn't around he would for sure be getting treatments from someone else who may or may not be as good at helping him. Chinese Medicine , alon marcus <alonmarcus wrote: > > Hugo > i think you have a lot of projection here. The only reason that WM is > against this is the fear of inability to stay objective and clear > minded to the detriment of the patient. Never the less MDs treat their > own femilies all the time. With HIPPA you need to give them a written > permission to do so. > > > 400 29th St. Suite 419 > Oakland Ca 94609 > > > > alonmarcus Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 24, 2009 Report Share Posted June 24, 2009 heylaurag, I think that is what we have been discussing here. We, as doctors/licensed healthcare providers, are held accountable to both LEGAL and professional (medical) ETHICAL dictates. Both have implications with regards to disciplinary actions. Because of this duality, we do not have the luxury of simply looking at the LEGAL side of things while ignoring professional ETHICs to which we are also bound. It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountable. Whether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner...that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. I understand you're trying to get paid for your work and that you feel entitled to it...but I do feel that what you are asking puts you into both professional ethical and legal grey-area. Personally, I would choose not to tread into legal/prof. ethical grey-area by wanting to bill insurance for services rendered to a family member, but that's just me. However, it seems to me from your response, that the only way you will find a satisfactory answer (so that you know for sure) is to hire a lawyer versed in medical practice who will analyze both the legalities and professional ethics and write an opinion as a result. But, I seriously doubt that anyone on this list could possibly " know for sure " (unless we have any JD's on here), myself included, because you are not asking a very simple question. You are asking about something that involves not just the complexities of the practice of medicine (professional ethics, licensing boards, federal HIPAA) or the legalities of medial practice (state laws/regs, which may vary) but also the legalities of billing insurance (both state and federal laws/regs) and what does or does not constitute insurance billing fraud. And then there will be individual insurance companies to which each individual insurance company may or may not have applied an explicit exclusion in their policies. Two examples that come to mind: Medicare (Section 2332) has an exclusion for treatment of family members and will not reimburse physicians (a ref to that section is at https://www.noridianmedicare.com/p-medb/enroll/general/services_to_relatives.htm\ l) and defines which relationships are part of this exclusion. BCBS will not reimburse physicians for treatment of family members either. There are likely others. Aetna, it appears, currently does not. However, most insurance companies follow in the footsteps of Medicare w/ regards to policy. Long way back to my original point...which is why I have chosen to refer back to our professional code of ethics which serve the purpose of keeping our patients safe and keeping us out of trouble. And professional ethics state that we should not treat family members unless it is an emergency or short-term situation. (Even though, as Mike pointed out, that polling results would seem to indicate that doctors do actually treat family members despite the ethical dictates). I also agree with Mike that it would be the insurance company that would be most likely to file a complaint (as one would hope it wouldn't be your husband;-) If the insurance company feels that you have wrongly billed and accepted payment from them, they will respond. However, I have seen some family battles get very ugly...sad...so it would make me extra cautious of not-so-immediate family members...especially where children are concerned where one of the two parents might not be so on-board... As an aside, if you haven't read the HIPAA regulations on your own, really worth doing since it is one of the legal regulations to which we are bound. Great read for a Saturday morning...not! Ug - well, I think I've run my point into the ground, for what it's worth; so that's all from me on this. Good luck. J ________ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupuncture.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 24, 2009 Report Share Posted June 24, 2009 Laura, If you want to treat him, then do so but do it because you care and then do not bill any insurance provider for this. No one really cares if you treat him. The insurance company will blow the whistle on you with your state board while your husband is not likely to ever file a complaint. Like I said, it really comes down to the money and the rules are mostly interconnected with it. Read your ethics clauses in your state statutes or better yet contact an attorney that understands this. Michael W. Bowser, DC, LAc Chinese Medicine heylaurag Tue, 23 Jun 2009 23:04:42 +0000 Re:Was: Spouse/insurance - Now: Medical Ethics Hi Alon, So are you saying that we can bill insurance if they sign a permission slip according to HIPPA? I personally think that there should not be a black or white rule about this. It should be left in the hands of the patient and pracitioner to decide whether it is the right choice---knowing that there things to take into consideration such as objectivity. I think the real problem is that insurance companies would fear that we would take advantage of the situation and bill for visits to family members that were not made. Perhaps that is a legitamate concern. However, I think that rules should not be made based on the small percent of a population who will cheat the system. So from my point of view I am really only interested in hearing whether or not it is legal and if I could get in trouble. I don't really want to hear from people who have assumptions (sorry, I don't mean that to sound rude--I'm just trying to know the legal answer, not the assumed one)). I want to hear from people who know the answer for sure. Anyone know for sure? My husband has chronic back pain and frequent sports injuries that are greatly helped by my treatments. If I wasn't around he would for sure be getting treatments from someone else who may or may not be as good at helping him. Chinese Medicine , alon marcus <alonmarcus wrote: > > Hugo > i think you have a lot of projection here. The only reason that WM is > against this is the fear of inability to stay objective and clear > minded to the detriment of the patient. Never the less MDs treat their > own femilies all the time. With HIPPA you need to give them a written > permission to do so. > > > 400 29th St. Suite 419 > Oakland Ca 94609 > > > > alonmarcus > > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 24, 2009 Report Share Posted June 24, 2009 No i am not talking about insurance. I am talking about allowing the Dr to communicate with others about health, looking up labs etc. Just writing you spouse a rx for antibiotic would not require much at all and is done all the time. Billing would make it very questionable but i don't know what the actual rules are Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 24, 2009 Report Share Posted June 24, 2009 Great points--thanks Joy. It sounds like the majority of people agree that it is risky, so I won't take the chance on billing for his treatments. Chinese Medicine , Joy Keller <JKellerLAc wrote: > > heylaurag, > > I think that is what we have been discussing here. > > We, as doctors/licensed healthcare providers, are held accountable to both > LEGAL and professional (medical) ETHICAL dictates. Both have implications > with regards to disciplinary actions. > > Because of this duality, we do not have the luxury of simply looking at the > LEGAL side of things while ignoring professional ETHICs to which we are also > bound. > > It should perhaps be clarified that professional ethics are not the same as > personal ethics - the use of the phrase " professional ethics " is not subject > to personal ideologies of right and wrong. Professional medical ethics > describe a mode of conduct, among other aspects of medical practice, to > which we, as members of that profession, are held accountable. > > Whether you personally see it a different way, or personally think it should > not be so " black and white " and want it to be left up to the > practitioner...that's not really up to you. That's why we have a > professional code of ethics associated with the practice of medicine. > > I understand you're trying to get paid for your work and that you feel > entitled to it...but I do feel that what you are asking puts you into both > professional ethical and legal grey-area. Personally, I would choose not to > tread into legal/prof. ethical grey-area by wanting to bill insurance for > services rendered to a family member, but that's just me. > > However, it seems to me from your response, that the only way you will find > a satisfactory answer (so that you know for sure) is to hire a lawyer versed > in medical practice who will analyze both the legalities and professional > ethics and write an opinion as a result. > > But, I seriously doubt that anyone on this list could possibly " know for > sure " (unless we have any JD's on here), myself included, because you are > not asking a very simple question. You are asking about something that > involves not just the complexities of the practice of medicine (professional > ethics, licensing boards, federal HIPAA) or the legalities of medial > practice (state laws/regs, which may vary) but also the legalities of > billing insurance (both state and federal laws/regs) and what does or does > not constitute insurance billing fraud. And then there will be individual > insurance companies to which each individual insurance company may or may > not have applied an explicit exclusion in their policies. Two examples that > come to mind: > > Medicare (Section 2332) has an exclusion for treatment of family members and > will not reimburse physicians (a ref to that section is at > https://www.noridianmedicare.com/p-medb/enroll/general/services_to_relatives.htm\ l) > and defines which relationships are part of this exclusion. > > BCBS will not reimburse physicians for treatment of family members either. > There are likely others. Aetna, it appears, currently does not. However, > most insurance companies follow in the footsteps of Medicare w/ regards to > policy. > > Long way back to my original point...which is why I have chosen to refer > back to our professional code of ethics which serve the purpose of keeping > our patients safe and keeping us out of trouble. And professional ethics > state that we should not treat family members unless it is an emergency or > short-term situation. (Even though, as Mike pointed out, that polling > results would seem to indicate that doctors do actually treat family members > despite the ethical dictates). > > I also agree with Mike that it would be the insurance company that would be > most likely to file a complaint (as one would hope it wouldn't be your > husband;-) If the insurance company feels that you have wrongly billed and > accepted payment from them, they will respond. However, I have seen some > family battles get very ugly...sad...so it would make me extra cautious of > not-so-immediate family members...especially where children are concerned > where one of the two parents might not be so on-board... > > As an aside, if you haven't read the HIPAA regulations on your own, really > worth doing since it is one of the legal regulations to which we are bound. > Great read for a Saturday morning...not! > > Ug - well, I think I've run my point into the ground, for what it's worth; > so that's all from me on this. > > Good luck. > > J > ________ > Joy Keller, LAc, Dipl.OM > Ramona Acupuncture & Integrative Medicine Clinic > Phone: (760) 654-1040 Fax: (760) 654-4019 > www.RamonaAcupuncture.com > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 25, 2009 Report Share Posted June 25, 2009 Hi all and Joy: --Joy- It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountable. --- The source of all professional ethics are personal ethics, and when a professional ethic no longer fits a personal ethic, or the personal ethics of a group of people, the individuals work to change the profession. It is incorrect to portray professional ethics (especially " ethics " as related to insurance billing) as a monolith standing above and beyond the individual, despite the very real inertia of the system. I grow weary of policy disputes which consistently annihilate the Chinese medical profession's diversity and depth. It is understood that some of us are on the north american continent, bound by its laws and such, and it is IMPERATIVE that we understand those laws, but to then transpose ethics which are not ours AS IF THEY WERE is self-destructive. --Joy- Whether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. --- The above is disingenuous in that it does not reflect the real, lived experience of medical practitioners (MDs, for example) who are in a CONSTANT struggle with the laws that regulate them as they seek to maintain personal (and professional) autonomy. It *is* about what we personally believe, in tension with what the profession decides. This in itself is a huge ethical responsibility. Hugo --- ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Tuesday, 23 June, 2009 21:20:27 Re: Re:Was: Spouse/insurance - Now: Medical Ethics heylaurag, I think that is what we have been discussing here. We, as doctors/licensed healthcare providers, are held accountable to both LEGAL and professional (medical) ETHICAL dictates. Both have implications with regards to disciplinary actions. Because of this duality, we do not have the luxury of simply looking at the LEGAL side of things while ignoring professional ETHICs to which we are also bound. It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountablWhether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. I understand you're trying to get paid for your work and that you feel entitled to it...but I do feel that what you are asking puts you into both professional ethical and legal grey-area. Personally, I would choose not to tread into legal/prof. ethical grey-area by wanting to bill insurance for services rendered to a family member, but that's just me. However, it seems to me from your response, that the only way you will find a satisfactory answer (so that you know for sure) is to hire a lawyer versed in medical practice who will analyze both the legalities and professional ethics and write an opinion as a result. But, I seriously doubt that anyone on this list could possibly " know for sure " (unless we have any JD's on here), myself included, because you are not asking a very simple question. You are asking about something that involves not just the complexities of the practice of medicine (professional ethics, licensing boards, federal HIPAA) or the legalities of medial practice (state laws/regs, which may vary) but also the legalities of billing insurance (both state and federal laws/regs) and what does or does not constitute insurance billing fraud. And then there will be individual insurance companies to which each individual insurance company may or may not have applied an explicit exclusion in their policies. Two examples that come to mind: Medicare (Section 2332) has an exclusion for treatment of family members and will not reimburse physicians (a ref to that section is at https://www. noridianmedicare .com/p-medb/ enroll/general/ services_ to_relatives. html) and defines which relationships are part of this exclusion. BCBS will not reimburse physicians for treatment of family members either. There are likely others. Aetna, it appears, currently does not. However, most insurance companies follow in the footsteps of Medicare w/ regards to policy. Long way back to my original point...which is why I have chosen to refer back to our professional code of ethics which serve the purpose of keeping our patients safe and keeping us out of trouble. And professional ethics state that we should not treat family members unless it is an emergency or short-term situation. (Even though, as Mike pointed out, that polling results would seem to indicate that doctors do actually treat family members despite the ethical dictates). I also agree with Mike that it would be the insurance company that would be most likely to file a complaint (as one would hope it wouldn't be your husband;-) If the insurance company feels that you have wrongly billed and accepted payment from them, they will respond. However, I have seen some family battles get very ugly...sad.. .so it would make me extra cautious of not-so-immediate family members...especiall y where children are concerned where one of the two parents might not be so on-board... As an aside, if you haven't read the HIPAA regulations on your own, really worth doing since it is one of the legal regulations to which we are bound. Great read for a Saturday morning...not! Ug - well, I think I've run my point into the ground, for what it's worth; so that's all from me on this. Good luck. J ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 25, 2009 Report Share Posted June 25, 2009 Hugo, When practitioners take it upon themselves to disregard the professional norms, they set themselves up for legal problems. In other healthcare professions, individuality or creativity can be dangerous to one's practice with more then a few serving jail time. I can provide many examples from independent contractor relationships (not really legal in healthcare) to new techniques for cures (decompression therapy). In each case, these are new ideas, yet they are sometimes so radical in application that people are found to violate the norms. In many such cases, people are found guilty of a crime and some go to jail. I have often told my students, that in healthcare you do not want to be the trend-setter. Michael W. Bowser, DC, LAc Chinese Medicine subincor Thu, 25 Jun 2009 17:35:10 +0000 Re: Re:Was: Spouse/insurance - Now: Medical Ethics Hi all and Joy: --Joy- It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountable. --- The source of all professional ethics are personal ethics, and when a professional ethic no longer fits a personal ethic, or the personal ethics of a group of people, the individuals work to change the profession. It is incorrect to portray professional ethics (especially " ethics " as related to insurance billing) as a monolith standing above and beyond the individual, despite the very real inertia of the system. I grow weary of policy disputes which consistently annihilate the Chinese medical profession's diversity and depth. It is understood that some of us are on the north american continent, bound by its laws and such, and it is IMPERATIVE that we understand those laws, but to then transpose ethics which are not ours AS IF THEY WERE is self-destructive. --Joy- Whether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. --- The above is disingenuous in that it does not reflect the real, lived experience of medical practitioners (MDs, for example) who are in a CONSTANT struggle with the laws that regulate them as they seek to maintain personal (and professional) autonomy. It *is* about what we personally believe, in tension with what the profession decides. This in itself is a huge ethical responsibility. Hugo --- ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Tuesday, 23 June, 2009 21:20:27 Re: Re:Was: Spouse/insurance - Now: Medical Ethics heylaurag, I think that is what we have been discussing here. We, as doctors/licensed healthcare providers, are held accountable to both LEGAL and professional (medical) ETHICAL dictates. Both have implications with regards to disciplinary actions. Because of this duality, we do not have the luxury of simply looking at the LEGAL side of things while ignoring professional ETHICs to which we are also bound. It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountablWhether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. I understand you're trying to get paid for your work and that you feel entitled to it...but I do feel that what you are asking puts you into both professional ethical and legal grey-area. Personally, I would choose not to tread into legal/prof. ethical grey-area by wanting to bill insurance for services rendered to a family member, but that's just me. However, it seems to me from your response, that the only way you will find a satisfactory answer (so that you know for sure) is to hire a lawyer versed in medical practice who will analyze both the legalities and professional ethics and write an opinion as a result. But, I seriously doubt that anyone on this list could possibly " know for sure " (unless we have any JD's on here), myself included, because you are not asking a very simple question. You are asking about something that involves not just the complexities of the practice of medicine (professional ethics, licensing boards, federal HIPAA) or the legalities of medial practice (state laws/regs, which may vary) but also the legalities of billing insurance (both state and federal laws/regs) and what does or does not constitute insurance billing fraud. And then there will be individual insurance companies to which each individual insurance company may or may not have applied an explicit exclusion in their policies. Two examples that come to mind: Medicare (Section 2332) has an exclusion for treatment of family members and will not reimburse physicians (a ref to that section is at https://www. noridianmedicare .com/p-medb/ enroll/general/ services_ to_relatives. html) and defines which relationships are part of this exclusion. BCBS will not reimburse physicians for treatment of family members either. There are likely others. Aetna, it appears, currently does not. However, most insurance companies follow in the footsteps of Medicare w/ regards to policy. Long way back to my original point...which is why I have chosen to refer back to our professional code of ethics which serve the purpose of keeping our patients safe and keeping us out of trouble. And professional ethics state that we should not treat family members unless it is an emergency or short-term situation. (Even though, as Mike pointed out, that polling results would seem to indicate that doctors do actually treat family members despite the ethical dictates). I also agree with Mike that it would be the insurance company that would be most likely to file a complaint (as one would hope it wouldn't be your husband;-) If the insurance company feels that you have wrongly billed and accepted payment from them, they will respond. However, I have seen some family battles get very ugly...sad.. .so it would make me extra cautious of not-so-immediate family members...especiall y where children are concerned where one of the two parents might not be so on-board... As an aside, if you haven't read the HIPAA regulations on your own, really worth doing since it is one of the legal regulations to which we are bound. Great read for a Saturday morning...not! Ug - well, I think I've run my point into the ground, for what it's worth; so that's all from me on this. Good luck. J ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 25, 2009 Report Share Posted June 25, 2009  Hi Mike,  Your points are valid and conservative. Risks are the norm for setting a new standard or direction. This in itself should not be a deterrent for someone who is sure of themselves and what they are doing - pioneers in every field have known the inherent dangers.  My point stands that ethics and laws are not immutable, and that the driving power for their change lies with individuals, and groups of individuals.  It is IMPERATIVE to know and understand local laws and professional codes of conduct. It is *also* an ethical imperative to know when and how to work to change the system.  As the saying goes, slow change is safe and fast change is dangerous.  Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ mike Bowser <naturaldoc1 Chinese Traditional Medicine Thursday, 25 June, 2009 14:46:02 RE: Re:Was: Spouse/insurance - Now: Medical Ethics Hugo, When practitioners take it upon themselves to disregard the professional norms, they set themselves up for legal problems. In other healthcare professions, individuality or creativity can be dangerous to one's practice with more then a few serving jail time. I can provide many examples from independent contractor relationships (not really legal in healthcare) to new techniques for cures (decompression therapy). In each case, these are new ideas, yet they are sometimes so radical in application that people are found to violate the norms. In many such cases, people are found guilty of a crime and some go to jail. I have often told my students, that in healthcare you do not want to be the trend-setter. Michael W. Bowser, DC, LAc Chinese Medicine subincor Thu, 25 Jun 2009 17:35:10 +0000 Re: Re:Was: Spouse/insurance - Now: Medical Ethics                     Hi all and Joy: --Joy- It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountable. --- The source of all professional ethics are personal ethics, and when a professional ethic no longer fits a personal ethic, or the personal ethics of a group of people, the individuals work to change the profession. It is incorrect to portray professional ethics (especially " ethics " as related to insurance billing) as a monolith standing above and beyond the individual, despite the very real inertia of the system. I grow weary of policy disputes which consistently annihilate the Chinese medical profession's diversity and depth. It is understood that some of us are on the north american continent, bound by its laws and such, and it is IMPERATIVE that we understand those laws, but to then transpose ethics which are not ours AS IF THEY WERE is self-destructive. --Joy- Whether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. --- The above is disingenuous in that it does not reflect the real, lived experience of medical practitioners (MDs, for example) who are in a CONSTANT struggle with the laws that regulate them as they seek to maintain personal (and professional) autonomy. It *is* about what we personally believe, in tension with what the profession decides. This in itself is a huge ethical responsibility. Hugo --- ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Tuesday, 23 June, 2009 21:20:27 Re: Re:Was: Spouse/insurance - Now: Medical Ethics heylaurag, I think that is what we have been discussing here. We, as doctors/licensed healthcare providers, are held accountable to both LEGAL and professional (medical) ETHICAL dictates. Both have implications with regards to disciplinary actions. Because of this duality, we do not have the luxury of simply looking at the LEGAL side of things while ignoring professional ETHICs to which we are also bound. It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountablWhether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. I understand you're trying to get paid for your work and that you feel entitled to it...but I do feel that what you are asking puts you into both professional ethical and legal grey-area. Personally, I would choose not to tread into legal/prof. ethical grey-area by wanting to bill insurance for services rendered to a family member, but that's just me. However, it seems to me from your response, that the only way you will find a satisfactory answer (so that you know for sure) is to hire a lawyer versed in medical practice who will analyze both the legalities and professional ethics and write an opinion as a result. But, I seriously doubt that anyone on this list could possibly " know for sure " (unless we have any JD's on here), myself included, because you are not asking a very simple question. You are asking about something that involves not just the complexities of the practice of medicine (professional ethics, licensing boards, federal HIPAA) or the legalities of medial practice (state laws/regs, which may vary) but also the legalities of billing insurance (both state and federal laws/regs) and what does or does not constitute insurance billing fraud. And then there will be individual insurance companies to which each individual insurance company may or may not have applied an explicit exclusion in their policies. Two examples that come to mind: Medicare (Section 2332) has an exclusion for treatment of family members and will not reimburse physicians (a ref to that section is at https://www. noridianmedicare .com/p-medb/ enroll/general/ services_ to_relatives. html) and defines which relationships are part of this exclusion. BCBS will not reimburse physicians for treatment of family members either. There are likely others. Aetna, it appears, currently does not. However, most insurance companies follow in the footsteps of Medicare w/ regards to policy. Long way back to my original point...which is why I have chosen to refer back to our professional code of ethics which serve the purpose of keeping our patients safe and keeping us out of trouble. And professional ethics state that we should not treat family members unless it is an emergency or short-term situation. (Even though, as Mike pointed out, that polling results would seem to indicate that doctors do actually treat family members despite the ethical dictates). I also agree with Mike that it would be the insurance company that would be most likely to file a complaint (as one would hope it wouldn't be your husband;-) If the insurance company feels that you have wrongly billed and accepted payment from them, they will respond. However, I have seen some family battles get very ugly...sad.. .so it would make me extra cautious of not-so-immediate family members...especiall y where children are concerned where one of the two parents might not be so on-board... As an aside, if you haven't read the HIPAA regulations on your own, really worth doing since it is one of the legal regulations to which we are bound. Great read for a Saturday morning...not! Ug - well, I think I've run my point into the ground, for what it's worth; so that's all from me on this. Good luck. J ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 26, 2009 Report Share Posted June 26, 2009 Hugo, Conservative maybe but applicable. It has always amazed me when I hear from other LAc's at seminars that do not seem to understand these differences you mention nor the legal obligations we have. The only obligations we must follow are the legal ones, as they have teeth if you do not. I feel that it is only a matter of time and we will start to read more and more about them in the news. Michael W. Bowser, DC, LAc Chinese Medicine subincor Thu, 25 Jun 2009 19:01:16 +0000 Re: Re:Was: Spouse/insurance - Now: Medical Ethics Hi Mike, Your points are valid and conservative. Risks are the norm for setting a new standard or direction. This in itself should not be a deterrent for someone who is sure of themselves and what they are doing - pioneers in every field have known the inherent dangers. My point stands that ethics and laws are not immutable, and that the driving power for their change lies with individuals, and groups of individuals. It is IMPERATIVE to know and understand local laws and professional codes of conduct. It is *also* an ethical imperative to know when and how to work to change the system. As the saying goes, slow change is safe and fast change is dangerous. Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ mike Bowser <naturaldoc1 Chinese Traditional Medicine Thursday, 25 June, 2009 14:46:02 RE: Re:Was: Spouse/insurance - Now: Medical Ethics Hugo, When practitioners take it upon themselves to disregard the professional norms, they set themselves up for legal problems. In other healthcare professions, individuality or creativity can be dangerous to one's practice with more then a few serving jail time. I can provide many examples from independent contractor relationships (not really legal in healthcare) to new techniques for cures (decompression therapy). In each case, these are new ideas, yet they are sometimes so radical in application that people are found to violate the norms. In many such cases, people are found guilty of a crime and some go to jail. I have often told my students, that in healthcare you do not want to be the trend-setter. Michael W. Bowser, DC, LAc Chinese Medicine subincor Thu, 25 Jun 2009 17:35:10 +0000 Re: Re:Was: Spouse/insurance - Now: Medical Ethics Hi all and Joy: --Joy- It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountable. --- The source of all professional ethics are personal ethics, and when a professional ethic no longer fits a personal ethic, or the personal ethics of a group of people, the individuals work to change the profession. It is incorrect to portray professional ethics (especially " ethics " as related to insurance billing) as a monolith standing above and beyond the individual, despite the very real inertia of the system. I grow weary of policy disputes which consistently annihilate the Chinese medical profession's diversity and depth. It is understood that some of us are on the north american continent, bound by its laws and such, and it is IMPERATIVE that we understand those laws, but to then transpose ethics which are not ours AS IF THEY WERE is self-destructive. --Joy- Whether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. --- The above is disingenuous in that it does not reflect the real, lived experience of medical practitioners (MDs, for example) who are in a CONSTANT struggle with the laws that regulate them as they seek to maintain personal (and professional) autonomy. It *is* about what we personally believe, in tension with what the profession decides. This in itself is a huge ethical responsibility. Hugo --- ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Tuesday, 23 June, 2009 21:20:27 Re: Re:Was: Spouse/insurance - Now: Medical Ethics heylaurag, I think that is what we have been discussing here. We, as doctors/licensed healthcare providers, are held accountable to both LEGAL and professional (medical) ETHICAL dictates. Both have implications with regards to disciplinary actions. Because of this duality, we do not have the luxury of simply looking at the LEGAL side of things while ignoring professional ETHICs to which we are also bound. It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountablWhether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. I understand you're trying to get paid for your work and that you feel entitled to it...but I do feel that what you are asking puts you into both professional ethical and legal grey-area. Personally, I would choose not to tread into legal/prof. ethical grey-area by wanting to bill insurance for services rendered to a family member, but that's just me. However, it seems to me from your response, that the only way you will find a satisfactory answer (so that you know for sure) is to hire a lawyer versed in medical practice who will analyze both the legalities and professional ethics and write an opinion as a result. But, I seriously doubt that anyone on this list could possibly " know for sure " (unless we have any JD's on here), myself included, because you are not asking a very simple question. You are asking about something that involves not just the complexities of the practice of medicine (professional ethics, licensing boards, federal HIPAA) or the legalities of medial practice (state laws/regs, which may vary) but also the legalities of billing insurance (both state and federal laws/regs) and what does or does not constitute insurance billing fraud. And then there will be individual insurance companies to which each individual insurance company may or may not have applied an explicit exclusion in their policies. Two examples that come to mind: Medicare (Section 2332) has an exclusion for treatment of family members and will not reimburse physicians (a ref to that section is at https://www. noridianmedicare .com/p-medb/ enroll/general/ services_ to_relatives. html) and defines which relationships are part of this exclusion. BCBS will not reimburse physicians for treatment of family members either. There are likely others. Aetna, it appears, currently does not. However, most insurance companies follow in the footsteps of Medicare w/ regards to policy. Long way back to my original point...which is why I have chosen to refer back to our professional code of ethics which serve the purpose of keeping our patients safe and keeping us out of trouble. And professional ethics state that we should not treat family members unless it is an emergency or short-term situation. (Even though, as Mike pointed out, that polling results would seem to indicate that doctors do actually treat family members despite the ethical dictates). I also agree with Mike that it would be the insurance company that would be most likely to file a complaint (as one would hope it wouldn't be your husband;-) If the insurance company feels that you have wrongly billed and accepted payment from them, they will respond. However, I have seen some family battles get very ugly...sad.. .so it would make me extra cautious of not-so-immediate family members...especiall y where children are concerned where one of the two parents might not be so on-board... As an aside, if you haven't read the HIPAA regulations on your own, really worth doing since it is one of the legal regulations to which we are bound. Great read for a Saturday morning...not! Ug - well, I think I've run my point into the ground, for what it's worth; so that's all from me on this. Good luck. J ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 26, 2009 Report Share Posted June 26, 2009 Laura: I have been following this thread and can come up with these summary points: 1. I would not bill insurance for treating my family. Would not touch that with a 10 foot pole. 2. I would treat my family - as I am the closest most convenient person, and sometimes the most competent to do it. 3. I send my family members to other practiitoners when it makes sense to do so - when someone else's treatment would benefit them more, either physically or psychologically. Hope this helps. Take Care, Anne Anne C. Crowley, L.Ac., Dipl.Ac. www.LaPlataAcupuncture.com - " heylaurag " <heylaurag " Traditional " <Chinese Medicine > Wednesday, June 24, 2009 6:24:28 PM GMT -05:00 US/Canada Eastern Re:Was: Spouse/insurance - Now: Medical Ethics Great points--thanks Joy. It sounds like the majority of people agree that it is risky, so I won't take the chance on billing for his treatments. Chinese Medicine , Joy Keller <JKellerLAc wrote: > > heylaurag, > > I think that is what we have been discussing here. > > We, as doctors/licensed healthcare providers, are held accountable to both > LEGAL and professional (medical) ETHICAL dictates. Both have implications > with regards to disciplinary actions. > > Because of this duality, we do not have the luxury of simply looking at the > LEGAL side of things while ignoring professional ETHICs to which we are also > bound. > > It should perhaps be clarified that professional ethics are not the same as > personal ethics - the use of the phrase " professional ethics " is not subject > to personal ideologies of right and wrong. Professional medical ethics > describe a mode of conduct, among other aspects of medical practice, to > which we, as members of that profession, are held accountable. > > Whether you personally see it a different way, or personally think it should > not be so " black and white " and want it to be left up to the > practitioner...that's not really up to you. That's why we have a > professional code of ethics associated with the practice of medicine. > > I understand you're trying to get paid for your work and that you feel > entitled to it...but I do feel that what you are asking puts you into both > professional ethical and legal grey-area. Personally, I would choose not to > tread into legal/prof. ethical grey-area by wanting to bill insurance for > services rendered to a family member, but that's just me. > > However, it seems to me from your response, that the only way you will find > a satisfactory answer (so that you know for sure) is to hire a lawyer versed > in medical practice who will analyze both the legalities and professional > ethics and write an opinion as a result. > > But, I seriously doubt that anyone on this list could possibly " know for > sure " (unless we have any JD's on here), myself included, because you are > not asking a very simple question. You are asking about something that > involves not just the complexities of the practice of medicine (professional > ethics, licensing boards, federal HIPAA) or the legalities of medial > practice (state laws/regs, which may vary) but also the legalities of > billing insurance (both state and federal laws/regs) and what does or does > not constitute insurance billing fraud. And then there will be individual > insurance companies to which each individual insurance company may or may > not have applied an explicit exclusion in their policies. Two examples that > come to mind: > > Medicare (Section 2332) has an exclusion for treatment of family members and > will not reimburse physicians (a ref to that section is at > https://www.noridianmedicare.com/p-medb/enroll/general/services_to_relatives.htm\ l ) > and defines which relationships are part of this exclusion. > > BCBS will not reimburse physicians for treatment of family members either. > There are likely others. Aetna, it appears, currently does not. However, > most insurance companies follow in the footsteps of Medicare w/ regards to > policy. > > Long way back to my original point...which is why I have chosen to refer > back to our professional code of ethics which serve the purpose of keeping > our patients safe and keeping us out of trouble. And professional ethics > state that we should not treat family members unless it is an emergency or > short-term situation. (Even though, as Mike pointed out, that polling > results would seem to indicate that doctors do actually treat family members > despite the ethical dictates). > > I also agree with Mike that it would be the insurance company that would be > most likely to file a complaint (as one would hope it wouldn't be your > husband;-) If the insurance company feels that you have wrongly billed and > accepted payment from them, they will respond. However, I have seen some > family battles get very ugly...sad...so it would make me extra cautious of > not-so-immediate family members...especially where children are concerned > where one of the two parents might not be so on-board... > > As an aside, if you haven't read the HIPAA regulations on your own, really > worth doing since it is one of the legal regulations to which we are bound. > Great read for a Saturday morning...not! > > Ug - well, I think I've run my point into the ground, for what it's worth; > so that's all from me on this. > > Good luck. > > J > ________ > Joy Keller, LAc, Dipl.OM > Ramona Acupuncture & Integrative Medicine Clinic > Phone: (760) 654-1040 Fax: (760) 654-4019 > www.RamonaAcupuncture.com > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 26, 2009 Report Share Posted June 26, 2009 For what it is worth....I agree with Mike. As for " knowing " your state's Laws & Rules......here in Florida, AP licensees are required to study every two years at least 2 hours of continuing education. That's never enough and the practitioners pay little attention for the most part because who wants to study and know the laws & rules. Having been forced to become a pro se litigant, I can say that all the nuances get very interesting and tricky.... but of course that's what law is all about (the twists and turns depending on who is telling/pleading the story). Laws and rules appear to be purposefully constructed vague just so lawyers and the many state Bars have their cottage industry of litigation to bleed the clients. Mike.......the discussion(s) in the past regarding the doctor " titles " was recently resolved (at least for the moment) in Florida. After eleven years of battle, the Assistant Attorney General assigned to the Florida Board of Acupuncture admitted and agreed at an official meeting/hearing that Florida AP licensees can call themselves " doctor " . This is a two way street. Of course with the law & rules there are always caveats. The Administrative Code Rule which we were instrumental in getting adopted in Sept. 2006 has all those twists and turns that a practitioner MUST follow to be free of the charges of fraud and deception in their use of the title " doctor " . Ultimately there will be practitioners who will be prosecuted for the improper use just because they do not understand what is plainly written ...........primarily because they fail to use common sense. Unfortunately experienced pro se litigants cannot advise others......otherwise they would be practicing law without a Bar ticket (so called license) and could be prosecuted for that high crime....lol. Knowing the law oneself is not that difficult but it does take some effort and time....and well worth it. Lots of money and hiring lawyers are not often the answer. The system controls the lawyers and more often than not they are not the most informed.....I have seen this to be very true needing to fire my lawyer(s) and take over my own cases. Either they are ignorant or purposefully ignorant. One of the downsides of hiring a lawyer is that once you do.....you have just signed over your fate by power of attorney to whatever they do. Practical and common sense comments appear to be the order of the day. Richard In a message dated 06/26/09 11:31:06 A.M. Eastern Daylight Time, subincor writes: You put it very well when you say that " we must follow legal obligations as they have teeth if we do not " . I have felt for a long time that we need more lawyers and money on our side. Shall we all start playing the lottery? haha. What are some of the issues we may start reading about? Thanks, Hugo **************Make your summer sizzle with fast and easy recipes for the grill. (http://food.aol.com/grilling?ncid=emlcntusfood00000005) Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 26, 2009 Report Share Posted June 26, 2009  Hi Mike:  " Conservative " is not a pejorative term, it is a stance which has its beneficial aspects and its detractions.  It is the stance we can default to and then move away from intelligently and wisely, defaulting back to our conservative starting point frequently. That's one way to do it anyway.  You put it very well when you say that " we must follow legal obligations as they have teeth if we do not " . I have felt for a long time that we need more lawyers and money on our side. Shall we all start playing the lottery? haha.  What are some of the issues we may start reading about?  Thanks,  Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ mike Bowser <naturaldoc1 Chinese Traditional Medicine Thursday, 25 June, 2009 21:34:50 RE: Re:Was: Spouse/insurance - Now: Medical Ethics Hugo, Conservative maybe but applicable. It has always amazed me when I hear from other LAc's at seminars that do not seem to understand these differences you mention nor the legal obligations we have. The only obligations we must follow are the legal ones, as they have teeth if you do not. I feel that it is only a matter of time and we will start to read more and more about them in the news. Michael W. Bowser, DC, LAc Chinese Medicine subincor Thu, 25 Jun 2009 19:01:16 +0000 Re: Re:Was: Spouse/insurance - Now: Medical Ethics                     Hi Mike, Your points are valid and conservative. Risks are the norm for setting a new standard or direction. This in itself should not be a deterrent for someone who is sure of themselves and what they are doing - pioneers in every field have known the inherent dangers. My point stands that ethics and laws are not immutable, and that the driving power for their change lies with individuals, and groups of individuals. It is IMPERATIVE to know and understand local laws and professional codes of conduct. It is *also* an ethical imperative to know when and how to work to change the system. As the saying goes, slow change is safe and fast change is dangerous. Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ mike Bowser <naturaldoc1 Chinese Traditional Medicine Thursday, 25 June, 2009 14:46:02 RE: Re:Was: Spouse/insurance - Now: Medical Ethics Hugo, When practitioners take it upon themselves to disregard the professional norms, they set themselves up for legal problems. In other healthcare professions, individuality or creativity can be dangerous to one's practice with more then a few serving jail time. I can provide many examples from independent contractor relationships (not really legal in healthcare) to new techniques for cures (decompression therapy). In each case, these are new ideas, yet they are sometimes so radical in application that people are found to violate the norms. In many such cases, people are found guilty of a crime and some go to jail. I have often told my students, that in healthcare you do not want to be the trend-setter. Michael W. Bowser, DC, LAc Chinese Medicine subincor Thu, 25 Jun 2009 17:35:10 +0000 Re: Re:Was: Spouse/insurance - Now: Medical Ethics                     Hi all and Joy: --Joy- It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountable. --- The source of all professional ethics are personal ethics, and when a professional ethic no longer fits a personal ethic, or the personal ethics of a group of people, the individuals work to change the profession. It is incorrect to portray professional ethics (especially " ethics " as related to insurance billing) as a monolith standing above and beyond the individual, despite the very real inertia of the system. I grow weary of policy disputes which consistently annihilate the Chinese medical profession's diversity and depth. It is understood that some of us are on the north american continent, bound by its laws and such, and it is IMPERATIVE that we understand those laws, but to then transpose ethics which are not ours AS IF THEY WERE is self-destructive. --Joy- Whether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. --- The above is disingenuous in that it does not reflect the real, lived experience of medical practitioners (MDs, for example) who are in a CONSTANT struggle with the laws that regulate them as they seek to maintain personal (and professional) autonomy. It *is* about what we personally believe, in tension with what the profession decides. This in itself is a huge ethical responsibility. Hugo --- ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org ________________________________ Joy Keller <JKellerLAc Chinese Medicine Tuesday, 23 June, 2009 21:20:27 Re: Re:Was: Spouse/insurance - Now: Medical Ethics heylaurag, I think that is what we have been discussing here. We, as doctors/licensed healthcare providers, are held accountable to both LEGAL and professional (medical) ETHICAL dictates. Both have implications with regards to disciplinary actions. Because of this duality, we do not have the luxury of simply looking at the LEGAL side of things while ignoring professional ETHICs to which we are also bound. It should perhaps be clarified that professional ethics are not the same as personal ethics - the use of the phrase " professional ethics " is not subject to personal ideologies of right and wrong. Professional medical ethics describe a mode of conduct, among other aspects of medical practice, to which we, as members of that profession, are held accountablWhether you personally see it a different way, or personally think it should not be so " black and white " and want it to be left up to the practitioner. ..that's not really up to you. That's why we have a professional code of ethics associated with the practice of medicine. I understand you're trying to get paid for your work and that you feel entitled to it...but I do feel that what you are asking puts you into both professional ethical and legal grey-area. Personally, I would choose not to tread into legal/prof. ethical grey-area by wanting to bill insurance for services rendered to a family member, but that's just me. However, it seems to me from your response, that the only way you will find a satisfactory answer (so that you know for sure) is to hire a lawyer versed in medical practice who will analyze both the legalities and professional ethics and write an opinion as a result. But, I seriously doubt that anyone on this list could possibly " know for sure " (unless we have any JD's on here), myself included, because you are not asking a very simple question. You are asking about something that involves not just the complexities of the practice of medicine (professional ethics, licensing boards, federal HIPAA) or the legalities of medial practice (state laws/regs, which may vary) but also the legalities of billing insurance (both state and federal laws/regs) and what does or does not constitute insurance billing fraud. And then there will be individual insurance companies to which each individual insurance company may or may not have applied an explicit exclusion in their policies. Two examples that come to mind: Medicare (Section 2332) has an exclusion for treatment of family members and will not reimburse physicians (a ref to that section is at https://www. noridianmedicare .com/p-medb/ enroll/general/ services_ to_relatives. html) and defines which relationships are part of this exclusion. BCBS will not reimburse physicians for treatment of family members either. There are likely others. Aetna, it appears, currently does not. However, most insurance companies follow in the footsteps of Medicare w/ regards to policy. Long way back to my original point...which is why I have chosen to refer back to our professional code of ethics which serve the purpose of keeping our patients safe and keeping us out of trouble. And professional ethics state that we should not treat family members unless it is an emergency or short-term situation. (Even though, as Mike pointed out, that polling results would seem to indicate that doctors do actually treat family members despite the ethical dictates). I also agree with Mike that it would be the insurance company that would be most likely to file a complaint (as one would hope it wouldn't be your husband;-) If the insurance company feels that you have wrongly billed and accepted payment from them, they will respond. However, I have seen some family battles get very ugly...sad.. .so it would make me extra cautious of not-so-immediate family members...especiall y where children are concerned where one of the two parents might not be so on-board... As an aside, if you haven't read the HIPAA regulations on your own, really worth doing since it is one of the legal regulations to which we are bound. Great read for a Saturday morning...not! Ug - well, I think I've run my point into the ground, for what it's worth; so that's all from me on this. Good luck. J ____________ _________ _________ _________ ___ Joy Keller, LAc, Dipl.OM Ramona Acupuncture & Integrative Medicine Clinic Phone: (760) 654-1040 Fax: (760) 654-4019 www.RamonaAcupunctu re.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 27, 2009 Report Share Posted June 27, 2009 Hi Richard and all: --Richard- Lots of money and hiring lawyers are not often the answer. The system controls the lawyers and more often than not they are not the most informed.... .I have seen this to be very true needing to fire my lawyer(s) and take over my own cases. Either they are ignorant or purposefully ignorant. --- While I did make that comment tongue in cheek, I fail to see how the teams and teams of dedicated (as in " used for only one purpose " ) lawyers used by tobacco firms, the AMA, etc etc do not weigh in very heavily in terms of inducing (or impeding) change. Unfortunately, you are right that, because law is so varied and complex, lawyers often find themselves very ignorant regarding what they are representing. This is why organisations like the AMA don't hire lawyers on a temporary basis, but rather dedicate a law firm to their cause. They end up having the most knowledge of the territory, the loopholes, the most experience, and of course they will win the battles they fight. All this, incidentally, takes lots and lots of money. Lots and lots of money also serves to win propaganda battles. We have endless examples of completely scientifically unsupported activities gaining scientific credibility (in professional circles and in the general public) not through proof or evidence, but through (simple and not even very imaginative) repetition in the high traffic media. I hope I am not cynical here, but rather observing: money talks. Money is a very flexible form of power, and as such, immensely effective. Money is power, and in the Chinese Martial arts, power is second on a scale of three: yut dam yi lik sam gung fu (1st, Courage; 2nd Power; lastly, Skill). Hugo ________________________________ Hugo Ramiro http://middlemedicine.wordpress.com http://www.chinesemedicaltherapies.org Quote Link to comment Share on other sites More sharing options...
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