OT: CC Fraud ** Please Everyone Read

[Guest guest]

Butch Owen Wrote:

> I don't know my PIN numbers .. I've not used my CCs to obtain cash.

Often, at gas stations when I was paying automatically, a note would

come up on the machine asking me to input my Zip Code .. good idea.

 

 

 

My CC processing company now makes me enter the zip code of the person

whose CC I am processing .. and I have my cart set to where it makes

folks enter the CVV number ....

 

Terrible all this theft is - for both merchants and consumers. The

consumer is only responsible for $50 or less of the fraud - merchants

never get their losses back, except through tax losses

 

All in a modern day's living and the cost of doing business I suppose

....

 

*Smile*

Chris (list mom - had over 7 & 1/2 inches of rain here so far today -

DANG! - Stevie Ray Vaughn named one of his albums " Texas Flood " for a

good reason

 

 

http://www.alittleolfactory.com

 

 

 

 

 

 

[Guest guest]

-

Butch Owen

 

must

> never ever do at a restuarant is hand the card to your waiter or

> waitress and let them walk away with it.

 

(Butch Wrote :Good point .. I've been doing that all my life .. but I figured

they

could easily get the data after I had left anyway.)

This is also for Interac transactions, yes they can get the info after you

leave, but the difference is that when they swipe the card through the device,

it stores all the info from the magnetic strip into the device and they are able

to duplicate your your actual card, and can then use it at Abm machines for

withdrawls.

 

(Butch wrote:

Restaurants and gas stations are where I used my cards the most during

the trip.)

Be extra carefull. This type of fraud is growing at an alarming rate.

 

(I don't know my PIN numbers .. I've not used my CCs to obtain cash.

Often, at gas stations when I was paying automatically, a note would

come up on the machine asking me to input my Zip Code .. good idea.)

 

Great Idea, wish we had that here..

 

 

 

 

(I believe you .. and have no idea what my PIN numbers are. ;-p).

 

Personal identification Numbers, which should be unique to the user.

 

> That concludes this long public announcement...

 

(Thankee ma'am .. it was good info. I was lucky .. maybe someone else

might not be so fortunate.)

 

You are most welcome...Now I'll get off my soapbox.

Carol

 

 

 

[Guest guest]

Hey Carol,

 

> Credit card fraud, is getting bigger and bigger everyday...As a > banker, I

attend fraud meetings on a regular basis..One thing you must

> never ever do at a restuarant is hand the card to your waiter or

> waitress and let them walk away with it.

 

Good point .. I've been doing that all my life .. but I figured they

could easily get the data after I had left anyway.

 

> Our bank has certain restuarants classifed as hot spots,, where they

> will call you if you happened to eat at that particular resturant

> warning you to keep a close eye on your transactions.

 

Restaurants and gas stations are where I used my cards the most during

the trip.

 

> The biggest frauds we experience are from family members, the

> customers insist that we reverse the debits, and we in turn say " Ok,

> we will after we charge your son/daughter with fraud'.

>

> Gas stations are another Hot zone, did you know that there is a device

> the size of a pager that can read all the information off of your

> credit card, and I do mean all of it..Pin number and all..

 

I don't know my PIN numbers .. I've not used my CCs to obtain cash.

Often, at gas stations when I was paying automatically, a note would

come up on the machine asking me to input my Zip Code .. good idea.

 

> Please...EVERYONE....look at your pin number, it should not be your

> Birthdate !!!!!!!!!... If your wallet is stolen, the first thing they

> will do is go through all your id, teying this date and that, then the

> will check your home address number and your phone number.

 

Good points fer'shur.

 

> I currently deal with at least one fraud a month, another sad tale I

> hear is that they pin number was written on the card or on a piece of

> paper, kept in the wallet, or worse..My significant other knew my pin

> number. BANKS WILL NOT reimburse clients in any of these cases, trust

> me I've been dealing with these for 15 years now,,,

 

I believe you .. and have no idea what my PIN numbers are. ;-p

 

> That concludes this long public announcement...

 

Thankee ma'am .. it was good info. I was lucky .. maybe someone else

might not be so fortunate.

 

> Carol

> Assistant manager, Scotiabank.

 

Y'all keep smiling. :-) Butch