Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 Passing the Medicare bill will result is all compensation for acupuncture becoming as low as our new codes. For those that have not experienced the new rates you will receive $17 per half hour of direct patient one to one care. If you what this to be the future of OM support the bill Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 Medicare coverage does not mean insurance coverage. Insurance companies will most likely pay at or near similar rates. Passage will mean that more will be forced to cover acupuncture. This could be the break we are looking for. >>>Your statement is somewhat naive because as medicare goes so do other insu, although with the new codes it may not make any difference. Except that you may not charge a medicare patient above the covered amount (unless you will not join medicare) and which again would probably mean working for $35 per/hr.At least with privet insu you can say that you do not take insu and therefore charge what ever you want and just give a receipt to the patient. At the same time most newer practitioners would probably not get away with that as more and more patients will demand to be treated with insurance billing, especially medicare patients. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 " Dr. Phranque " <wrighttothepoint wrote:To: AACBoard-AnnounceList " Dr. Phranque " Sat, 12 Feb 2005 05:00:36 -0700 [AACBoard-AnnounceList] Hinchey Bill Members, The following was sent to us from the AAOM concerning the Hinchey Bill. At the last General Meeting, the membership voted in favor of AAC endorsing this bill. If we want this to pass, we need to be active, Please read the following and help us get recognized nationally. -P- February 9, 2005 Hinchey Bill Reenacted Dear AAOM Members and Friends: The Medicare Bill authored by Congressman Maurice Hinchey is being reenacted this spring. The time is now. We must strike while the iron is hot. Please have your patients, friends and colleagues write letters to their local representatives. This is about freedom of right to choose medical services. Every American should be able to select acupuncture as a reasonable, evidence based, and cost effective solution. We must stand together for that which we all believe. That is, the right for all people to choose their manner of health care, and particularly acupuncture. In the face of the unnecessary deaths proffered upon the American public through the unfortunate authorization, marketing and promotion of dangerous drugs such as the cox2 inhibitors, it now becomes our moral obligation to emphasize wherever we can about the growing body of evidence for the safety and efficacy of acupuncture and oriental medicine such as osteoarthritis of the knee and the lower cost treatment of headaches. Since there is no longer a question of “does acupuncture work?Ewe must now to relay to the public the importance of the rights and privileges to access to this particular body of medicine. Thank you for your prompt attention to this urgent concern. The AAOM remains committed to the professional practice of Acupuncture and Oriental Medicine and every voice counts. Let’s work together to achieve victory for the American access to Acupuncture and Oriental Medicine. Update on Federal Acupuncture Coverage Act Dear Friends, In response to a legislative rider that Congressman Hinchey added to an appropriations bill late last year, we have received a report from the Office of Personnel Management (OPM), the agency that oversees the Federal Employees Health Benefits (FEHB) program, on insurance companies' voluntary coverage of acupuncture services. Though federal law does not mandate that acupuncture services be covered by FEHB-contracted plans (which Congressman Hinchey's legislation would change), we have suspected for some time that insurance companies are voluntarily adding acupuncture benefits to their packages for federal employees. In light of the growing coverage for acupuncture in the private insurance market, it seemed likely that these same insurers would make comparable benefits available in their FEHB policies. The provision of extra benefits (those not mandated by law, including dental and vision care) is quite common and is a tool that insurers use to make their plan more attractive than their competitors' plans. According to the OPM report, about one-fourth of all plans offered under FEHB include some acupuncture coverage. Since acupuncture coverage is included in several national fee-for-service plans (American Postal Workers Union plan, Association Benefit Plan, Blue Cross/Blue Shield and GEHA, among others), the percentage of the federal work force that is covered by plans offering acupuncture is nearly 75 percent. Of the 58 plans offering some level of acupuncture coverage, only 31 plans specify that services may be provided by a licensed or certified acupuncturist or a doctor of oriental medicine. Thirteen plans only cover acupuncture services if provided by a doctor of medicine or osteopathy. The remaining 14 plans did not specify which providers of acupuncture would be covered. These results underscore the need for passage of Congressman Hinchey's legislation, the Federal Acupuncture Coverage Act, which would guarantee that every FEHB plan would include acupuncture coverage and also would ensure that licensed acupuncturists would be covered providers under every plan. Although OPM did not provide us with the plan-by-plan report that we intended, I have conducted my own analysis of acupuncture coverage within the plans. I have included my results in the attached spreadsheet, which you are welcome to share with your members and others in the acupuncture community. I have also included a copy of OPM's response. Congressman Hinchey's legislative rider also required that OPM provide an assessment of the cost to FEHB of adding a mandated acupuncture benefit. We believe that, if conducted fairly, OPM's analysis will show a net savings in health expenditures when federal employees can choose acupuncture treatments instead of medical procedures. We expect to receive the second report in late March. In other news, Congressman Hinchey is preparing to re-introduce the Federal Acupuncture Coverage Act on February 15. The following 22 Members of Congress have committed to co-sponsoring the bill so far: Abercrombie, Neil (D-HI) Ackerman, Gary (D-NY) Conyers, John (D-MI) Farr, Sam (D-CA) Filner, Bob (D-CA) Frank, Barney (D-MA) Jackson-Lee, Sheila (D-TX) Jefferson, William (D-LA) Kildee, Dale (D-MI) Kucinich, Dennis (D-OH) Lantos, Tom (D-CA) McNulty, Michael (D-NY) Miller, Gary (R-CA) Nadler, Jerry (D-NY) Royce, Ed (R-CA) Sanders, Bernie (Ind-VT) Schiff, Adam (D-CA) Towns, Ed (D-NY) Waxman, Henry (D-CA) Wolf, Frank (R-VA) Woolsey, Lynn (D-CA) Wynn, Al (D-MD) Best regards, Wendy D. Darwell Chief of Staff Office of U.S. Rep. Maurice Hinchey 2431 Rayburn House Office Building Washington, DC 20515 (202) 225-6335 (phone) (202) 226-0774 (fax) Addenda: For your use in practice building, legislative efforts, and patient communications, the AAOM has provided the list below of evidential bases for the practice of acupuncture. The literature shows acupuncture’s effects on most organ systems including respiratory conditions, such as attenuation exercise induced asthma (Lancet) and diminished bronchoconstriction in clinical asthma attacks (Annals of Allergy). Obstetrics and gynecology evidence demonstrates relief of pain in labor and delivery (Anesthesiology), aids in the induction of labor (Obstetrics and Gynecology), controls morning sickness (Obstetrics and Gynecology 11/92) and treatment for infertility (Gynecology and Endocrinology 9/92). In the genitourinary area, treatment of renal colic, acupuncture demonstrated more rapid response than contemporary treatment (avaforton) and with no side effects (J Urology 1/92). In the gastrointestinal region, acupuncture relieves GI tract spasm, which failed medication (Lancet), acupuncture decreased in peri-operative nausea and vomiting has been demonstrated through peri-operative acupuncture (British Medical Journal, Anesthesiology News), it prevented nausea and vomiting in laproscopic patients (Acta Anaesthesia Scandinavia 2/93). Cardiovascular system acupuncture led to reversal of CV arrest in experimental animals (Journal of Surgical Research). Wound healing acceleration of wound healing through electro-acupuncture has been demonstrated (Archives of Physical Medicine & Rehabilitation), accelerated skin ulcer healing (Southern Medical Journal) and augmentation of bone repair Science). Sports Medicine increased maximum performance capacity over controls (International Journal of Sports Medicine 8/92) Substance P and Prostaglandin E have been shown to be increased in patients with unsuccessful acupuncture anesthesia (Pomeranz). Attachments: Acupuncture Coverage in Federal Health Care Benefits E2005 (PDF) Acupuncture OPM Response EDated January 10, 2005 (PDF) Acupuncture Memo to AAOM EDated January 11, 2005 (PDF) Contacting Your Congressman Letters, emails and calls to your representatives in Congress, urging them to co-sponsor the Federal Acupuncture Coverage Act, are extremely effective. If you don't know who represents you in Congress, you can find out by entering your address in the " Write Your Rep " website sponsored by the House of Representatives at www.house.gov/writerep. Most Members of Congress can be e-mailed through their Web sites. You can link to their sites through the main House of Representatives page at www.house.gov. A sample constituent letter follows. The addition of personal experiences, as a patient or a practitioner, can be very helpful. SAMPLE LETTER: Dear Congressman/Congresswoman [name]: As an acupuncture [provider/practitioner] in your district, I urge you to cosponsor the Federal Acupuncture Coverage Act. The bill, sponsored by Congressman Maurice Hinchey, would add an acupuncture benefit to Medicare and the Federal Employees Health Benefits (FEHB) plan. I am one of the millions of Americans who know how effective acupuncture can be in treating chronic pain, addiction, and respiratory and digestive ailments. Both publicly and privately sponsored research confirm its benefits and the National Institutes of Health is continuing to study the effective applications of acupuncture. For patients in search of safe, holistic treatments with little or no side effects, acupuncture has become an integral part of their health care regime. It is a safe, effective and inexpensive alternative to Western medicine. That's why more than 70 percent of the nation's insurers now cover some acupuncture treatments. Please support the Federal Acupuncture Coverage Act, which would give federal employees, seniors and the disabled the freedom to choose acupuncture. Sincerely, Name Address City State Zip E-mail Address Sincerely, William Morris, OMD, MSEd, LAc President, AAOM # # # # # Note: Should you no longer choose to receive AAOM Updates and News Alerts, please notify us. Your name will be removed from our files, and we apologize for the inconvenience. AAOM PO Box 162340 Sacramento, CA 95816 916-443-4770 916-443-4766 Fax 866-455-7999 Toll Free info | www.aaom.org Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 too low as to scare off practitioners especially when the insureds want us >>>>Well i guess you think the new $17.5 per half hour electroacupuncture is not too low. I cant run my office for anything even close to this. I have had to stop carrying several insurgencies as of 2005 because that's all the will pay me and prohibit me form charging the patient for the noncovered amount.Many of these blue shield blue cross programs have paid between $50-60 per visit until 2005, without this one to one patient contact. On your other point, we have a lot of work ahead of us to document our cost effectiveness, as we still need a lot of work documenting effectiveness. By being less ietrogenic we are definitely less expensive even if questionably effective.We do not kill or maim our patients. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 Medicare coverage does not mean insurance coverage. Insurance companies will most likely pay at or near similar rates. Passage will mean that more will be forced to cover acupuncture. This could be the break we are looking for. Mike W. Bowser, L Ac > " " <alonmarcus >Chinese Medicine ><Chinese Medicine >, " docs list " ><docs-a-list >, " Acupuncture DiscussionList " ><acupuncturediscussionlist > >Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill >Sat, 12 Feb 2005 09:37:59 -0600 > >Passing the Medicare bill will result is all compensation for acupuncture >becoming as low as our new codes. For those that have not experienced the >new rates you will receive $17 per half hour of direct patient one to one >care. If you what this to be the future of OM support the bill > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 Insurance companies do follow medicare as to whether or not to cover a procedure but beyond that it is up to the insurance company to decide upon amount. Remeber that it does a company no good to lower its reimbursement too low as to scare off practitioners especially when the insureds want us. Naive would be to think that we would be getting paid the same rate. It could be worse or it could be better. That is what lobbyists are for. By the way, healthcare spending in the US is at a rate several times that of the military or in other words about 25% of the budgetary spending. Sad but maybe politicians will start to realize how cost effective we are or not. Later Mike W. Bowser, L Ac > " " <alonmarcus >Chinese Medicine ><Chinese Medicine > >Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill >Sat, 12 Feb 2005 11:07:44 -0600 > >Medicare coverage does not mean insurance coverage. Insurance companies >will most likely pay at or near similar rates. Passage will mean that more >will be forced to cover acupuncture. This could be the break we are >looking >for. > >>>Your statement is somewhat naive because as medicare goes so do other >insu, although with the new codes it may not make any difference. Except >that you may not charge a medicare patient above the covered amount (unless >you will not join medicare) and which again would probably mean working for >$35 per/hr.At least with privet insu you can say that you do not take insu >and therefore charge what ever you want and just give a receipt to the >patient. At the same time most newer practitioners would probably not get >away with that as more and more patients will demand to be treated with >insurance billing, especially medicare patients. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 Are you saying you have received payments based on these new codes and $17.50 is what you were paid? >>>>Yes i have. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 Also - I do not really understand what Alon meant when he said he had to stop carrying >>>>>I dropped out of being in the PPO which used to at least cover between 50-60$ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 Do you really think so? By this logic, all WM insurance payments should currently be the same rate as Medicare? Are they? >>>>For western med they are very closs, sometimes even lower since some companies tag their payments as a % of medicare rates Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 Hi Alon, - I have not yet received any insurance payments for 2005 so perhaps I am in for the same unpleasant news you are stating here. Are you saying you have received payments based on these new codes and $17.50 is what you were paid? Has anyone else out there received such payments for the same codes? Any different reimbursements? Also - I do not really understand what Alon meant when he said he had to stop carrying " several insurgencies as of 2005 because that's all the will pay me and prohibit me form charging the patient for the noncovered amount. " The only types of plans that prohibit one from charging for a non-covered amount are Managed Care plans that pay providers of service a set amount agreed upon by contract. Are you saying that you were under such Managed-Care contracts and that they are now not paying you the fees agreed upon in your contract? Please clarify - Matt Bauer - Chinese Medicine Saturday, February 12, 2005 9:43 AM Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill too low as to scare off practitioners especially when the insureds want us >>>>Well i guess you think the new $17.5 per half hour electroacupuncture is not too low. I cant run my office for anything even close to this. I have had to stop carrying several insurgencies as of 2005 because that's all the will pay me and prohibit me form charging the patient for the noncovered amount.Many of these blue shield blue cross programs have paid between $50-60 per visit until 2005, without this one to one patient contact. On your other point, we have a lot of work ahead of us to document our cost effectiveness, as we still need a lot of work documenting effectiveness. By being less ietrogenic we are definitely less expensive even if questionably effective.We do not kill or maim our patients. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 wrote: > Passing the Medicare bill will result is all compensation for > acupuncture becoming as low as our new codes. For those that have not > experienced the new rates you will receive $17 per half hour of > direct patient one to one care. If you what this to be the future of > OM support the bill > Hi Dr. Alon! Do you really think so? By this logic, all WM insurance payments should currently be the same rate as Medicare? Are they? Regards, Pete Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 Thanks Alon - I hope your experience will not be typical for all insurance companies but what you describe is certainly a bad sign. If other insurance companies follow this trend, there will no doubt be a outcry for the heads of those who took part in these changes. I would still like to hear from others who have received payments for services rendered in 2005. Matt Bauer - Chinese Medicine Saturday, February 12, 2005 11:57 AM Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill Are you saying you have received payments based on these new codes and $17.50 is what you were paid? >>>>Yes i have. Also - I do not really understand what Alon meant when he said he had to stop carrying >>>>>I dropped out of being in the PPO which used to at least cover between 50-60$ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 12, 2005 Report Share Posted February 12, 2005 When I go to WM they charge me a leg and an arm, I have to be there all morning to see the Dr. for 15 minutes max and the place is just packed. And, the WM guys all live in the best neighborhoods and send their kids to private schools. I think if we get Medicare coverage we will get our share of the traffic, if we want it. You don't *have* to take medicare. >>>>>I think you have to separate those that have been in practice for a while,and therefore have made their money, and those that are opening practices now. While it is different in varying parts of the US, it is very difficult in many areas such as in CA for new MD practices to make it. Many have closed their practices or contracted with HMOs which now are looked at as good deals, unbelievable. Many MDs have to work like dogs and make much less than you think.My wife is a chief of OB at Kaiser and she gets hundreds of applications from MDs trying to move into Kaiser because they are having a hard time making it in privet practice. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 was this was from Medicare >>No, all blue cross blue shield in CA now pay per the new codes Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 wrote: > Do you really think so? By this logic, all WM insurance payments should > currently be the same rate as Medicare? Are they? > >>>>>For western med they are very closs, sometimes even lower since some companies tag their payments as a % of medicare rates Hi Alon! When I go to WM they charge me a leg and an arm, I have to be there all morning to see the Dr. for 15 minutes max and the place is just packed. And, the WM guys all live in the best neighborhoods and send their kids to private schools. I think if we get Medicare coverage we will get our share of the traffic, if we want it. You don't *have* to take medicare. Regards, Pete Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 It sounds like they might be making a guess >>>No. The new codes have a numeric value and there is a conversion scale. This adds up to $17.5 for the 97813 and additional $17.5 for 97814 codes.To bill both you should be seeing one patient per hour. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 For an auto insurance claim I have received my fee of $60.00 per treatment and I know of another who I work with who receives approximately her fee of $69.50 from the HMO. I have not heard of anyone getting paid such a low amount, was this was from Medicare? Mike W. Bowser, L Ac > " Matt Bauer " <acu.guy >Chinese Medicine ><Chinese Medicine > >Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill >Sat, 12 Feb 2005 14:36:08 -0800 > >Thanks Alon - I hope your experience will not be typical for all insurance >companies but what you describe is certainly a bad sign. If other insurance >companies follow this trend, there will no doubt be a outcry for the heads >of those who took part in these changes. I would still like to hear from >others who have received payments for services rendered in 2005. Matt Bauer > - > > Chinese Medicine > Saturday, February 12, 2005 11:57 AM > Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill > > Are you saying you have received payments based on these new codes and >$17.50 is what you were paid? > >>>>Yes i have. > > > > Also - I do not really understand what Alon meant when he said he had to >stop carrying > >>>>>I dropped out of being in the PPO which used to at least cover >between 50-60$ > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 It sounds like they might be making a guess as to how it should be paid. I have found that a HMO here did not understand that their own breakdown was in error. We are working with them to try to get this cleared up. We need to be clear about the billing and so do they. I would speak with a manager as the typical people that answer the phones know little. Mike W. Bowser, L Ac > " " <alonmarcus >Chinese Medicine ><Chinese Medicine > >Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill >Sat, 12 Feb 2005 18:08:50 -0600 > >was this was from Medicare > >>No, all blue cross blue shield in CA now pay per the new codes > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 These are in 15 minute intervals, so how do you figure? Mike W. Bowser, L Ac > " " <alonmarcus >Chinese Medicine ><Chinese Medicine > >Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill >Sat, 12 Feb 2005 19:24:20 -0600 > >It sounds like they might be making a guess > >>>No. The new codes have a numeric value and there is a conversion scale. >This adds up to $17.5 for the 97813 and additional $17.5 for 97814 codes.To >bill both you should be seeing one patient per hour. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 I have used the new codes and found that in WC, auto and health policies I have received about the same or a few pennies more over the 5 cases returned so far. It has involved some education of the carriers thus far, but they are picking it up quick. David Molony In a message dated 2/12/05 3:28:09 PM, acu.guy writes: > > Hi Alon, - I have not yet received any insurance payments for 2005 so > perhaps I am in for the same unpleasant news you are stating here. Are you saying > you have received payments based on these new codes and $17.50 is what you > were paid? Has anyone else out there received such payments for the same codes? > Any different reimbursements? Also - I do not really understand what Alon > meant when he said he had to stop carrying > > " several insurgencies as of 2005 because that's all the will pay me and > prohibit me form charging the patient for the noncovered amount. " > > The only types of plans that prohibit one from charging for a non-covered > amount are Managed Care plans that pay providers of service a set amount agreed > upon by contract. Are you saying that you were under such Managed-Care > contracts and that they are now not paying you the fees agreed upon in your > contract? Please clarify - Matt Bauer > > - > > Chinese Medicine > Saturday, February 12, 2005 9:43 AM > Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill > > > too low as to scare off practitioners especially when the insureds want us > >>>>Well i guess you think the new $17.5 per half hour electroacupuncture > is not too low. I cant run my office for anything even close to this. I have > had to stop carrying several insurgencies as of 2005 because that's all the > will pay me and prohibit me form charging the patient for the noncovered > amount.Many of these blue shield blue cross programs have paid between $50-60 per > visit until 2005, without this one to one patient contact. > On your other point, we have a lot of work ahead of us to document our > cost effectiveness, as we still need a lot of work documenting effectiveness. By > being less ietrogenic we are definitely less expensive even if questionably > effective.We do not kill or maim our patients. > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 These are in 15 minute intervals, so how do you figure? >>>>Your correct i was thinking about 30min instead of 15min.Still i cant run my office on $70 per/hr Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 the new codes and found that in WC >>>>You do not have a separate WC code in PA? David since the new codes have a value attached to them i think you have been getting the same $ because many insu companies are not up to date, just wait a little.Have you billed any of the blues? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 insurgencies >>>David i never reread what i write so often my fingers run away with me. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 13, 2005 Report Share Posted February 13, 2005 At eight patients/day at $70.00 = $560.00 x 20 days/month = $11,200.00 x 12 = 6 figures income. Where are you at that you cannot make it on this amount? I am shocked. Mike W. Bowser, L Ac > " " <alonmarcus >Chinese Medicine ><Chinese Medicine > >Re: Fwd: [AACBoard-AnnounceList] Hinchey Bill >Sun, 13 Feb 2005 10:09:31 -0600 > >These are in 15 minute intervals, so how do you figure? > >>>>Your correct i was thinking about 30min instead of 15min.Still i cant >run my office on $70 per/hr > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted February 14, 2005 Report Share Posted February 14, 2005 mike Bowser wrote: > At eight patients/day at $70.00 = $560.00 x 20 days/month = > $11,200.00 x 12 = 6 figures income. Where are you at that you cannot > make it on this amount? I am shocked. Mike W. Bowser, L Ac Hi Mike! One person can make it on 134K year, but what he is making is not all profit. Don't know what his rent, utilities, supplies and insurance cost. Don't know what he has to pay for help. Don't know how much shopping his wife/girlfriend/whatever does . . . Regards, Pete Quote Link to comment Share on other sites More sharing options...
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