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Wed, 25 Jan 2006 07:07:54 -0800 (PST)

Financial Concerns

 

 

 

 

 

http://www.safehaven.com/showarticle.cfm?id=4484 & pv=1

========================

US Policymakers Sleepwalking into Currency Crisis

 

by Steven Lachance

nywxc182

 

" The exchange rate of the US dollar is bound to decrease eventually

and could potentially do so in a way that destabilizes the global

economy. Policymakers' persistent failure to respond appropriately to

clearly

unsustainable trends adds to concerns over future developments. "

William White, Monetary and Economic Department Head,

Bank for International Settlements, January 2006

 

Crying uncle over Uncle Sam's dollar exports

 

Unbridled credit expansion and asset inflation in the US are the

direct cause of excessive consumption by American households

and the near total loss of global competitiveness

by domestic industries producing consumer goods.

 

The effect is a current account deficit of $800 billion per year,

which the International Monetary Fund estimates will reach

almost $1 trillion in 2007. This tidal wave of dollars flowing out of the

US is recycled by foreign, mostly East Asian, central banks back into

dollar assets in an ad-hoc arrangement known as Breton Woods II.

 

In the brief period in which this arrangement has held, the

balance sheets of the Bank of Japan and the People's Bank of China

have each been weighed down by nearly $1 trillion

in dollar-denominated assets, and officials in Beijing and Tokyo

have become visibly skittish about further accumulation.

 

Viewed from the left side of the Pacific, Breton Woods II is simply

a mechanism to transmit inflation from the US to other economies.

hina has long experienced breakneck economic growth

and is waging an increasingly futile struggle to prevent overheating.

Soaking up another trillion dollars is clearly a risky proposition

for a government keen to maintain economic and social stability.

 

Even Japan, which most international observers assume

welcomes inflationary impetus with open arms, is by no means

a bottomless reservoir for the rising flood of dollars.

While the Bank of Japan cites consumer prices as the benchmark

for ending monetary easing, policymakers keep a wary eye

on asset prices with memories of the late 80s bubble debacle

still fresh in their minds. A nearly 50% run-up in the Topix stock index

in the second half of 2005 and, more importantly, double-digit

annual price appreciation for prime Tokyo real estate are indications

that Japan's dollar absorption threshold may be lower than many think

..

Groping for an exit

 

The East Asian product vendors and financiers face two challenges

for a repudiation of the Breton Woods II arrangement:

1) finding alternative buyers for their industrial output; and

2) procurement of raw materials, particularly energy sources, without

dollars.

 

Fortunately for China, Korea, and Japan, a potential alternative market

is readily available: Asia itself. The region's consumers have

the world's highest savings rate and around two-thirds

of the total global savings pool.

 

For the most part, their incomes are also expanding robustly.

From a lender's perspective, this makes them attractive credit risks,

certainly a better option than lending indirectly to consumers

without liquidity or income growth. China is rapidly building

a consumer credit infrastructure while Japanese banks,

solvent again, are sending staff eastward in search of borrowers.

Japan and China are already each other's largest trading partners

and inter-region trade now dwarfs trade flows across the Pacific.

 

Procuring raw materials without dollars is a much more difficult

and politically sensitive challenge. Unsurprisingly, Japan has taken

a very low profile approach, enhancing energy efficiency at home

while its corporations expand stakes in raw material suppliers overseas.

 

In contrast, time is a luxury China does not have much of.

It is being inundated with dollars just as its economy is on the brink

of overheating. As a result, it has become much more aggressive,

particularly in trying to secure oil and gas through agreements

with such suppliers as Russia and Iran.

 

The benefits for China are obvious; immediately useful materials

in exchange for industrial output instead of IOUs with unpredictable

future value. For suppliers, yuan acquired either directly

or by conversion through euro can be used to procure essentially

any type of consumer good, a trade that helps their governments

buy the support of mostly impoverished populations.

 

From MAD to SAD

 

These efforts amount to East Asia attempting to alter the stakes

of repudiating Breton Woods II. At the outset, the region had

found itself locked in a relationship of mutual dependence with the US,

comparable to the Mutually Assured Destruction (MAD) doctrine

of the Cold War. Led by China, the region is trying to shift away from

MAD toward a situation that could be described from the US perspective

as Singularly Assured Destruction (SAD).

 

With the US unwilling or unable to restrain its imbalances, East Asia

is running out of time to alter the stakes. Given the vulnerability

of its economy to further inflation, China will almost certainly

be the first to have to make the inevitable choice:

 

Certain economic collapse as a result of overheating or a chance,

however slim, that the result of the end of Breton Woods II

will be SAD for the US, rather than MAD for both the US and itself.

 

A repudiation of the Breton Woods II arrangement by either Beijing

or Tokyo would be the seminal event that ends the post-war era.

Not only would it terminate the global currency system constructed

on the dollar as the international reserve unit, it could also terminate

the dollar itself by triggering cascading cross-defaults in the US

through a spike in interest rates. Whether this event

proves consistent with either the MAD or the SAD doctrine,

the outcome for the US would be a sharp contraction in consumption

with catastrophic implications for employment and living standards.

You would expect a threat of such proportions

to elicit an appropriate response by US policymakers.

 

Zoned out

 

The present Secretary of the Treasury, John Snow,

is fond of quoting Dick Cheney: " deficits don't matter " .

Alan Greenspan insists the exchange value of the dollar

is not the Federal Reserve's responsibility and his successor,

Ben S. Bernanke, is best known for threatening

to drop dollar bills from helicopters. Recent meetings of the G7

finance ministers and central bank governors discussed aid to Africa,

Islamic fundamentalists, and the price of heating oil.

 

It is highly unlikely that the central banks of Japan and China

will absorb another trillion dollars worth of inflation from the US,

yet the issue is not even on the agenda. At the most basic level,

Breton Woods II is a short-term vendor-financing scheme,

capable of nothing more than buying time,

which US policymakers appear intent on squandering.

 

Steven Lachance

Tokyo, Japan

 

 

 

http://bellaciao.org/en/article.php3?id_article=10012

=========================

Homeland Security To Confiscate Bank Safe Deposit Box Contents

 

97 comment(s).

BANK OF AMERICA & COMPASS BANK MANAGERS

WERE TOLD HOMELAND SECURITY WILL CONFISCATE

SAFE DEPOSIT BOXES

by notepad

While all the other points I mentioned in a previous post

are fairly well documented and discussed elsewhere

on the Internet, the bank information I reported is not.

This information is from my own experience and research.

I discovered the disturbing news quite by accident

- and by virtue of its importance, I decided

to post my findings here and on a few other forums.

 

What did I hear?

A family member from Irvine, CA (who's a branch manager

at Bank of America) told us two weeks ago that her bank held

a " workshop " where the last two days were dedicated to discussing

their bank's new security measures. During these last two days,

the workshop included members from the Homeland Security Office

who instructed them on how to field calls from customers

and what they are to tell them in the event of a national disaster.

 

She said they were told how only agents from Homeland Security

(during such an event) would be in charge of opening safe deposit

boxes and determining what items would be given to bank customers.

 

At this point they were told that no weapons,

cash, gold, or silver will be allowed to leave the bank

- only various paperwork will be given to its owners.

After discussing the matter with them at length,

she and the other employees were then told

not to discuss the subject with anyone.

The family member has since given her notice to quit the bank.

I found the news alarming and decided to find out more myself.

On a trip to my bank here in Houston, I remarked to a young

bank employee (who's new there), " well I guess you've been told

all that stuff by the manager and the Homeland Security

about what to tell your customers " - and to my amazement,

the young woman came right out and said yes she'd been

through all that, then whispered to me across the counter,

" but we're not supposed to talk about - I could lose my job. "

 

Why haven't you heard more about this?

 

First of all, since maybe only banks' upper management is privy

to the new " rules " , the information doesn't trickle down so easily.

Also keep in mind that employees have been told NOT to say

anything about this, that it's a matter of National Security

(with an allusion toward arrest if they do).

 

They face possibly losing their job too. Another reason is

that bank employees may not think it's important, or they believe

they're a unique part of the effort towards curtailing " terrorism "

and helping America's internal defenses.

 

It is also important to realize that not everyone's a writer,

or Internet savvy - even if the employees moved beyond

their banks' warnings & constraints, most people don't know

how to get their experience published on the Web in the public domain

- it's a mystery they are not familiar with so you never hear their story.

 

How to get the information yourself:

Visit your bank, ask a few well-worded questions, being careful

not to arouse suspicion - if that doesn't work, talk to friends

and other family members - maybe they've heard something

- or as a last resort, just point blank call the bank manager in private

and demand to know what's all this business with the

Homeland Security deciding what I can have from my safe deposit box

- tell me now or I'll close my account today.

I'll bet if you put forth the effort you'll get the answers you want.

What should you do with this information?

 

I'm not trying to " scare " anyone - just providing some news

I think is relevant to Americans. Each must find his way through

this dark forest - you will do with this information what best suits you

and your loved ones - me personally, I see this as another

indicator of how the criminals in charge over our lives intend

to fleece U.S. citizens completely then dispose of them as only refuse.

 

Be prepared.

 

 

 

http://lonepatriot.com/archives/daily_post/index.html#a000150

======================

Denial Isn't A River In Egypt!

As we continue in our quest to connect the dots, it's becoming

very apparent the American people are in a huge state of denial.

I'm seeing reports and new information come in daily discussing

the looming financial chaos drawing ever so closer.

 

I'm seeing foreign ex-intelligence agency members

spilling the beans about past, present and coming attractions.

I'm seeing road signs all around telling us the bridge is out ahead.

 

The fact of the matter is that it appears

everyone knows what's coming except Americans.

Now I can somewhat understand this thought process as our

national obituary has been written more than once by those

that would love nothing else than to see the fall of America.

 

We've heard these stories before and we've become callous to the sound.

No longer does the boy crying wolf garner any attention.

That is what the conspiracists are banking on.

 

It may appear as if I'm talking to much lately

about economic conditions and tell-tale economic signs.

This being because I believe these are the tools used

by the globalist to usher in their agenda. When the FED decides

to start hiding the M3 money supply numbers, I'm worried

and have to ask what these private cartel members are hiding.

 

The real problem is that the international community will have no

accurate figures in which to monitor the United States money supply;

getting out of dollars becomes almost essential for any investor

that values their holdings.

Is this by design?

But I digress, back to the topic at hand.

 

We as a country are in a state of denial and are about to get

a cold douse of reality. We often tell ourselves and anyone

that will listen that if there was a conspiracy to bring about the events

that you claim are on the way, we would have heard people talk.

 

Keeping a secret on such a large scale would never work.

We've told ourselves this enough times that we now believe it.

Tell a lie long enough and we come to believe it as the gospel truth.

Let's review recent history.

We have literally hundreds of ex-military and government officials

from both sides of the political spectrum that have spoken out,

oftentimes at the peril of their lives. The problem is that when they do so,

if they are heard to loudly or are effective at getting their message out,

the media merely turns it into a partisan attack and we 'happy

-go-lucky' Americans take the bait over and over and over again.

 

If they are a democrat, conservatives write-off what they have to say.

If they are a republican, liberals write-off the message as well.

If it sounds to unbelievable, both sides write it off and ignore.

The fact of the matter is that nothing is a total secret,

it is right before our eyes in plain site.

 

Not only have many from within the 'beast' tried to warn us,

those in control the 'beast' have told us as well.

Documenting statements by the globalist isn't even a challenge

anymore as they have told us repeatedly what they intend to do.

 

I'm not even sure they really care anymore about

utter secrecy as the American masses brain-washing

has been so complete and all encompassing.

 

The other item difficult for Americans to fathom is that

such a conspiracy could actually work as the details

and amount of work would be so massive.

 

That couldn't be farther from the truth.

Just as you and I go to work, have hobbies, play sports and engage

in recreation and entertainment to relieve stress and enjoy life;

so do these globalist, elitist or whatever you want to call them.

 

The only difference is how they spend their waking hours.

They spend every waking hour at work.

Their job is to further their agenda. Accumulating wealth is great,

however they have more than they can spend in 100 lifetimes.

So what does one do that has all the wealth they could desire?

They crave the need step on up the ladder to utter control and domination.

 

Sure, the money can buy up the armies and purchase favors,

but that is only a means to the end. It is the power and control

over mankind that wets their appetites and feeds their lust.

As I've indicated many times, this is Satan's ultimate mission.

 

My heart aches for my country and what many good people

with have to endure. The war which began in heaven and has

continued on this earth is about to be stepped up a notch.

The only question that remains is, when will we finally figure out that

our current state of denial is the enemies greatest tool and wake up?

 

When will Americans and good Christians finally decide

to be an actual participant in the battles that really matter?

 

Posted by John at 03:14 PM | Comments (5)

================

http://lonepatriot.com/archives/daily_post/index.html#a000146

================

Economic 'Red Alert'

I avoid making predictions on this website.

Unless one has an in with the economic manipulators that pull

the major strings, all we can do is attempt to warn those interested

in listening of what is going on and what signs to look for.

I recently read a economic newsletter, a somewhat humorous,

yet chilling quote was made by Doug Casey. He said,

 

" As some of you already know, there are a multitude of reasons

why I believe the broader stock markets

are about to meet a financial Freddy Krueger. "

 

2006 promises to be an interesting year, one that behooves

each of us to set our financial house in order sooner rather than later.

 

Let's review our current situation.

 

We have a housing bubble that many are warning of a near bust.

Bottom-line, the lower and middle class can't afford homes

in many markets and that list is growing. It has been reported

that Americans owe 7 trillion dollars on their homes, twice as much

as only 10 years ago. As income has only grown moderately,

this burden is becoming a huge drag on the economy.

 

Another quote recently caught my eye.

" The banking industry has done a great thing, says another smug

economist from the American Banking Association.

By encouraging people to borrow against their houses,

it has helped people 'free up illiquid assets.' In 2005,

they helped people 'free up' $200 billion worth of illiquid assets.

Surely, they should get a Nobel Peace Prize for that.

 

Imagine all those poor people

who have been liberated from their own houses.

Last year, they owned a roof over their heads, or 'illiquid asset.'

Now they own last year's hit CD's and fond memories of last year's

vacations in Las Vegas. Of course, they now have a deeper,

more meaningful relationship with a lending institution. "

While most have less to spend moving into 2006, they have fewer

options or places to go to obtain capital. The rising gas and home

heating oil markets will further squeeze the average American.

 

Not only is the American homeowner in hock up to their eyes,

they have taken their Que from Uncle Sam. The deficit is growing rapidly

and already we are hearing discontent from overseas markets

as to the viability of the dollar as a international trading unit.

 

We are still involved in the UN police action in Iraq

against an unknown and faceless enemy.

Bush has told us that we will accept nothing less than total victory.

I guess that begs the questions, what is considered a victory?

Which of these nameless and faceless enemies will sign

the surrender papers and how will they know that they've been defeated?

 

I could go on with numerous other major problems, but I believe

I would be providing information most of you already know and understand.

Predicting the coming financial crisis really involves no brains at all,

it is imminent and unavoidable. The only question to ask,

is when will the puppet masters pull the strings.

 

If U.S. Treasury Secretary, John Snow's recent statement indicating that

" the U.S. Government is on the verge of collapse " isn't a wake-up call,

I'm not sure what is.

It is this authors opinion that the time is very close, many are waking up

to a sense of their awful situation and realizing that things just aren't right.

The puppet masters are becoming more open and daring, as well as

concerned that too many people may be coming to grips with their agenda.

 

No, I'm predicting Armageddon or the end of the world as we know.

I'm predicting economic turmoil that will play a part in each of our lives

and devastate many. This turmoil will last years and lead to

a further reduction of our liberties and freedoms.

 

The puppet masters have accomplished just about as much as they can

without escalating the stakes for them and for us. Hang on

to your investments, protect them, get out of debt if at all possible.

Be prepared, be prepared, the roller coaster is approaching the peak

and it's a steep slide to the bottom.

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