Guest guest Posted August 6, 2003 Report Share Posted August 6, 2003 Hi all, I've had a problem occur several times in the past 2 weeks. The insurance co. paid 2 separate patients' insurance deductible with my claim. (These were motor vehicle cases). In other words, both had a $200 deductible which hadn't been met yet by the patient, so the company took that portion out of the payment I should have received. I've been told by the chiropractor with whom I work that this is legal... I can't see how it would be; and that it is my responsibility to recover the $200 from the patients. Gotta love how the insurance companies do business. (Not to mention that they also arbitrarily decided that they would only pay me 40% of my regular rate... between that and the $200 reduction to pay the deductible, of my $560 claim I received $30!) Does anyone have a collection form letter that they send to patients for such a situation that they would be willing to share? Has anyone else had this happen? Would it be better/easier to put a lien on the patients' settlement? If you have a form, perhaps you could post it here (for others) or email me at kchamill. Thanks, K. Hamill, L.Ac. (NY) Quote Link to comment Share on other sites More sharing options...
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