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" luckypig "

Mon, 3 Nov 2003 11:30:17 -0500

More Uninsured At Big Firms

 

 

> More Uninsured At Big Firms

>

> WASHINGTON, Oct. 21, 2003

>

> (CBS/AP) A third of the nation's workers without health insurance are

> employed by large companies, a study says.

>

> Thirty-two percent of all uninsured workers in 2001 were employed by big

> companies, up from 25 percent in 1987, according to the report released

> Tuesday by The Commonwealth Fund.

>

> Researchers cited as factors soaring health care costs, declines in

> manufacturing and union jobs and the changing structure of large

> corporations those with more than 500 employees and the benefits they

offer.

>

> " Policy-makers seeking solutions to the growing uninsured problem must

look

> beyond workers in small firms, or they risk leaving out a large group of

> low-wage uninsured workers, " said Jeanne Lambrew, an author of the study

> and an associate professor of health policy at George Washington

University.

>

> The study also noted that seven out of 10 uninsured workers at large

> companies were not offered health insurance, and 15 percent were

> ineligible. Low-income workers were the most likely to be without

coverage.

>

> The Census Bureau estimates that 44 million Americans were uninsured last

> year.

>

> While researchers found a growing number of uninsured workers at large

> firms, they said the opposite was true for small and medium-sized

companies.

>

> The percentage of uninsured employees in small businesses those with fewer

> than 100 workers dropped from 67 percent in 1987 to 57 percent in 2001.

> Similarly, the number of uninsured workers at medium-sized companies fell

> from 14 percent to 12 percent during the same period.

>

> Access to health care and employers' rising costs have been debated in

> Congress and by the nine Democrats seeking to challenge President Bush

next

> year. The issue also is at the center of numerous labor disputes in

> California and elsewhere.

>

> Striking grocery workers and public transit mechanics have caused

> widespread inconvenience and economic losses in Southern California.

> Thousands of Kroger Co. grocery workers also walked out in West Virginia,

> Ohio, Kentucky and Missouri last week.

>

> Unions are fighting to retain top-of-the-line medical benefits while

> employers want workers to pick up more of the cost.

>

> Other recent health care news has told a similar story of rising cost and

> reduced coverage:

>

> Medicare premiums will rise next year by 13.5 percent to $66.60 a month

for

> about 40 million Americans in the program, the third-largest increase in

> its history, the government said last week.

>

> Health insurance costs continued to escalate at a double-digit pace in

> 2003, but a study by Hewitt Associates finds indications that rates may

> begin leveling off as early as next year. For 2004, the Illinois

consulting

> firm is projecting a 12.6 percent average increase for employers, which is

> lower than 2003's 14.7 percent rate. Still, that's about $1,000 more for

> each worker.

>

> Health care premiums for families in employer-sponsored plans soared 13.9

> percent in 2003, the third year of double-digit growth and the biggest

> spike since 1990, a recent study found. Annual family premiums increased

to

> $9,068 this spring, according to a survey of 2,808 companies by the Kaiser

> Family Foundation and the Health Research and Educational Trust, each a

> health research organization.

>

> An additional 2.4 million people fell into the ranks of the uninsured last

> year, according to Census Bureau estimates that show a second consecutive

> annual increase spurred by people losing coverage when they are laid off

or

> their job benefits are cut.

> http://www.cbsnews.com/stories/2003/10/21/health/main579209.shtml

>

 

 

 

 

 

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