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Can we really “afford” to shop at Wal*Mart? Here are some interesting statistics that show

how saving money at WM’s registers costs us

more in the long run.

 

The quote below was taken from the full article at the

following link:

http://www.inthesetimes.com/site/main/article/1884/

 

.. . .At Wal-Mart, full-time

workers have to endure six months—and part-timers, two years—before

applying for health coverage through the company. Wal-Mart told the New York Times in November that about 77

percent of its employees are eligible for health coverage through the company

plan. But since Wal-Mart saddles its staff with 33 percent premiums, the

coverage often costs more than $200 a month per worker to maintain—a

steep price for workers making between $8 and $10 per hour. As a result, just

58 percent of those eligible, less than half of all workers, or about 537,000

people, actually have the insurance.

This

compares with the complete coverage that became common for workers and their

dependents after World War II. The rise of collectively bargained union

contracts in the era of Franklin Roosevelt and Harry Truman gave rise to the

notion of a so-called social contract. It stipulated that a worker receive

livable wages and health benefits in return for loyal hard work.

Not all

companies have torn up the social contract. Costco, a competitor in the

large-scale retail business, provides insurance to more than 19 out of every 20

of its workers and pays more than 90 percent of the premium.

When

Wal-Mart bows out on covering the healthcare costs of staff members, the public

often picks up the tab. More than 10,000 Georgia

children whose parents work at Wal-Mart are on a state health program, thus

neatly passing on the $10 million yearly expense to state residents. And in California,

taxpayers are footing the bill for about $32 million in healthcare costs from

Wal-Mart workers that the employer would typically cover.

 

 

 

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its better than none...

I have never had any health insurance because I work for myself and I cant afford $300 a month for insurance. even basic hospitalization is almost $100 a month. I just checked again 2 days ago. thats pretty steep when your income is not much more than $500 a month!

 

-

Dana Black

Saturday, February 05, 2005 7:54 AM

Wal*Mart costs us more in the long run. . .

 

 

Can we really “afford” to shop at Wal*Mart? Here are some interesting statistics that show how saving money at WM’s registers costs us more in the long run.

 

The quote below was taken from the full article at the following link:

http://www.inthesetimes.com/site/main/article/1884/

 

.. . .At Wal-Mart, full-time workers have to endure six months—and part-timers, two years—before applying for health coverage through the company. Wal-Mart told the New York Times in November that about 77 percent of its employees are eligible for health coverage through the company plan. But since Wal-Mart saddles its staff with 33 percent premiums, the coverage often costs more than $200 a month per worker to maintain—a steep price for workers making between $8 and $10 per hour. As a result, just 58 percent of those eligible, less than half of all workers, or about 537,000 people, actually have the insurance.

This compares with the complete coverage that became common for workers and their dependents after World War II. The rise of collectively bargained union contracts in the era of Franklin Roosevelt and Harry Truman gave rise to the notion of a so-called social contract. It stipulated that a worker receive livable wages and health benefits in return for loyal hard work.

Not all companies have torn up the social contract. Costco, a competitor in the large-scale retail business, provides insurance to more than 19 out of every 20 of its workers and pays more than 90 percent of the premium.

When Wal-Mart bows out on covering the healthcare costs of staff members, the public often picks up the tab. More than 10,000 Georgia children whose parents work at Wal-Mart are on a state health program, thus neatly passing on the $10 million yearly expense to state residents. And in California, taxpayers are footing the bill for about $32 million in healthcare costs from Wal-Mart workers that the employer would typically cover.

 

 

«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§ - PULSE ON WORLD HEALTH CONSPIRACIES! §Subscribe:......... - To :.... - Any information here in is for educational purpose only, it may be news related, purely speculation or someone's opinion. Always consult with a qualified health practitioner before deciding on any course of treatment, especially for serious or life-threatening illnesses.**COPYRIGHT NOTICE**In accordance with Title 17 U.S.C. Section 107,any copyrighted work in this message is distributed under fair use without profit or payment to those who have expressed a prior interest in receiving the included information for non-profit research and educational purposes only. http://www.law.cornell.edu/uscode/17/107.shtml

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I have worked for wal-mart in the past & while they did treat their employees horribly they did give me full benefits after 90 days. And after managing a fast food restaurant for several years without any benefits at all (I had to pay a fortune to carry my own major medical) even waiting 6 months or a year doesn't sound so bad to me. But all in all I avoid wal mart at all cost due to the way they treat their employees.

 

~Take Care and God Bless,Diane (fishchick72)The Lord God is my Strength, my personal bravery, and my invincible army; He makes my feet like hinds' feet and will make me to walk [not to stand still in terror, but to walk] and make [spiritual] progress upon my high places [of trouble, suffering, or responsibility]!--Habakkuk 3:19 AMP

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must be nice to have a high enough income that the increase in costs dont matter.

 

 

-

Dbuege

Saturday, February 05, 2005 8:40 PM

Re: Wal*Mart costs us more in the long run. . .

 

I have worked for wal-mart in the past & while they did treat their employees horribly they did give me full benefits after 90 days. And after managing a fast food restaurant for several years without any benefits at all (I had to pay a fortune to carry my own major medical) even waiting 6 months or a year doesn't sound so bad to me. But all in all I avoid wal mart at all cost due to the way they treat their employees.

 

~Take Care and God Bless,Diane (fishchick72)The Lord God is my Strength, my personal bravery, and my invincible army; He makes my feet like hinds' feet and will make me to walk [not to stand still in terror, but to walk] and make [spiritual] progress upon my high places [of trouble, suffering, or responsibility]!--Habakkuk 3:19 AMP«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§ - PULSE ON WORLD HEALTH CONSPIRACIES! §Subscribe:......... - To :.... - Any information here in is for educational purpose only, it may be news related, purely speculation or someone's opinion. Always consult with a qualified health practitioner before deciding on any course of treatment, especially for serious or life-threatening illnesses.**COPYRIGHT NOTICE**In accordance with Title 17 U.S.C. Section 107,any copyrighted work in this message is distributed under fair use without profit or payment to those who have expressed a prior interest in receiving the included information for non-profit research and educational purposes only. http://www.law.cornell.edu/uscode/17/107.shtml

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I don't understand your comment. Back then I was not making a high income at all. I was suffering to pay over $200 every two months to carry my own major medical, I had no choice. Working at Wal-Mart the benefits they offered were much cheaper than carrying your own benefits, so my point is that having to wait to get benefits at a job is far better than a job that doesn't offer benefits EVER (the first job I mentioned), there was no increase in costs. I'm not sure what you're implying & I think you misunderstood what I was saying.

 

 

In a message dated 2/7/2005 8:38:30 PM Pacific Standard Time, sharonjagger writes:

 

must be nice to have a high enough income that the increase in costs dont matter.

 

 

-

Dbuege

Saturday, February 05, 2005 8:40 PM

Re: Wal*Mart costs us more in the long run. . .

 

I have worked for wal-mart in the past & while they did treat their employees horribly they did give me full benefits after 90 days. And after managing a fast food restaurant for several years without any benefits at all (I had to pay a fortune to carry my own major medical) even waiting 6 months or a year doesn't sound so bad to me. But all in all I avoid wal mart at all cost due to the way they treat their employees.

 

 

 

 

~Take Care and God Bless,Diane (fishchick72)The Lord God is my Strength, my personal bravery, and my invincible army; He makes my feet like hinds' feet and will make me to walk [not to stand still in terror, but to walk] and make [spiritual] progress upon my high places [of trouble, suffering, or responsibility]!--Habakkuk 3:19 AMP

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I agree... any insurance and any job is better than none.

what I meant was that my budget is so tight that it makes a real difference in my budget.

if I buy the same basket of groceries and other necesseties at albertsons or Tidymans as I did at walmart it is going to cost quite a bit more. even costco is more.

for instance a large box of laundry soap at costco is about 12 bucks and its only 7 at walmart. that is a pretty big difference. of course some things arent that much, and upon rare occasions something might be cheaper somewhere else, but if it is you can always just tell them at the checkstand and they will give you the cheaper price. for instance milk is $1.99 a gallon at most gas stations and if you just tell them that its that price at the Holiday gas station they will sell you the milk for that at walmart.

I understand why people are complaining that walmart is driving the "little guy" out of business, but the majority of the population cant afford to pay the higher prices the smaller stores charge.

 

-

Dbuege

Tuesday, February 08, 2005 6:02 PM

Re: Wal*Mart costs us more in the long run. . .

 

 

 

I don't understand your comment. Back then I was not making a high income at all. I was suffering to pay over $200 every two months to carry my own major medical, I had no choice. Working at Wal-Mart the benefits they offered were much cheaper than carrying your own benefits, so my point is that having to wait to get benefits at a job is far better than a job that doesn't offer benefits EVER (the first job I mentioned), there was no increase in costs. I'm not sure what you're implying & I think you misunderstood what I was saying.

 

 

In a message dated 2/7/2005 8:38:30 PM Pacific Standard Time, sharonjagger writes:

 

must be nice to have a high enough income that the increase in costs dont matter.

 

 

-

Dbuege

Saturday, February 05, 2005 8:40 PM

Re: Wal*Mart costs us more in the long run. . .

 

I have worked for wal-mart in the past & while they did treat their employees horribly they did give me full benefits after 90 days. And after managing a fast food restaurant for several years without any benefits at all (I had to pay a fortune to carry my own major medical) even waiting 6 months or a year doesn't sound so bad to me. But all in all I avoid wal mart at all cost due to the way they treat their employees.

 

 

 

 

~Take Care and God Bless,Diane (fishchick72)The Lord God is my Strength, my personal bravery, and my invincible army; He makes my feet like hinds' feet and will make me to walk [not to stand still in terror, but to walk] and make [spiritual] progress upon my high places [of trouble, suffering, or responsibility]!--Habakkuk 3:19 AMP«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§ - PULSE ON WORLD HEALTH CONSPIRACIES! §Subscribe:......... - To :.... - Any information here in is for educational purpose only, it may be news related, purely speculation or someone's opinion. Always consult with a qualified health practitioner before deciding on any course of treatment, especially for serious or life-threatening illnesses.**COPYRIGHT NOTICE**In accordance with Title 17 U.S.C. Section 107,any copyrighted work in this message is distributed under fair use without profit or payment to those who have expressed a prior interest in receiving the included information for non-profit research and educational purposes only. http://www.law.cornell.edu/uscode/17/107.shtml

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OH, I see what you're saying. Well I am very careful what I buy & keep costs down, honestly Wal Mart isn't really that much cheaper than Target (where I shop) & I frequently buy the generic "Target brand" items to save money too.

 

 

In a message dated 2/10/2005 10:57:51 PM Pacific Standard Time, sharonjagger writes:

 

I agree... any insurance and any job is better than none.

what I meant was that my budget is so tight that it makes a real difference in my budget.

if I buy the same basket of groceries and other necesseties at albertsons or Tidymans as I did at walmart it is going to cost quite a bit more. even costco is more.

for instance a large box of laundry soap at costco is about 12 bucks and its only 7 at walmart. that is a pretty big difference. of course some things arent that much, and upon rare occasions something might be cheaper somewhere else, but if it is you can always just tell them at the checkstand and they will give you the cheaper price. for instance milk is $1.99 a gallon at most gas stations and if you just tell them that its that price at the Holiday gas station they will sell you the milk for that at walmart.

I understand why people are complaining that walmart is driving the "little guy" out of business, but the majority of the population cant afford to pay the higher prices the smaller stores charge.

 

 

~Take Care and God Bless,Diane (fishchick72)The Lord God is my Strength, my personal bravery, and my invincible army; He makes my feet like hinds' feet and will make me to walk [not to stand still in terror, but to walk] and make [spiritual] progress upon my high places [of trouble, suffering, or responsibility]!--Habakkuk 3:19 AMP

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I agree... target is NOT that cheap of a store.

if you completely leave walmart out of the equasion, and just compare the same items at target, k mart, & shopko, I think you would find that target is the most expensive of the 3 and the prices are more comparable to smaller chains of grocery/dept store chains like Fred meyers which is now part of Krogers.

between k mart and shopko its a toss up. you have to check both. for instance books tend to be cheaper at shopko, but clothes are cheaper at k mart.

walmart is still cheaper than any of them for most things.

 

 

riginal Message -----

 

Dbuege

Sunday, February 13, 2005 6:25 PM

Re: Wal*Mart costs us more in the long run. . .

 

 

 

OH, I see what you're saying. Well I am very careful what I buy & keep costs down, honestly Wal Mart isn't really that much cheaper than Target (where I shop) & I frequently buy the generic "Target brand" items to save money too.

 

 

In a message dated 2/10/2005 10:57:51 PM Pacific Standard Time, sharonjagger writes:

 

I agree... any insurance and any job is better than none.

what I meant was that my budget is so tight that it makes a real difference in my budget.

if I buy the same basket of groceries and other necesseties at albertsons or Tidymans as I did at walmart it is going to cost quite a bit more. even costco is more.

for instance a large box of laundry soap at costco is about 12 bucks and its only 7 at walmart. that is a pretty big difference. of course some things arent that much, and upon rare occasions something might be cheaper somewhere else, but if it is you can always just tell them at the checkstand and they will give you the cheaper price. for instance milk is $1.99 a gallon at most gas stations and if you just tell them that its that price at the Holiday gas station they will sell you the milk for that at walmart.

I understand why people are complaining that walmart is driving the "little guy" out of business, but the majority of the population cant afford to pay the higher prices the smaller stores charge.

 

 

~Take Care and God Bless,Diane (fishchick72)The Lord God is my Strength, my personal bravery, and my invincible army; He makes my feet like hinds' feet and will make me to walk [not to stand still in terror, but to walk] and make [spiritual] progress upon my high places [of trouble, suffering, or responsibility]!--Habakkuk 3:19 AMP«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§ - PULSE ON WORLD HEALTH CONSPIRACIES! §Subscribe:......... - To :.... - Any information here in is for educational purpose only, it may be news related, purely speculation or someone's opinion. Always consult with a qualified health practitioner before deciding on any course of treatment, especially for serious or life-threatening illnesses.**COPYRIGHT NOTICE**In accordance with Title 17 U.S.C. Section 107,any copyrighted work in this message is distributed under fair use without profit or payment to those who have expressed a prior interest in receiving the included information for non-profit research and educational purposes only. http://www.law.cornell.edu/uscode/17/107.shtml

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What'll happen is Wal-mart will drive the small shops out of business then raise their Wal-Mart prices, so then you'll be stuck with whatever they ask for a product. Yes, Wal-Mart's charge different prices depending on the location of the store.

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yes sadly I know this does happen.

 

 

-

Vic & Cindy

Monday, February 14, 2005 11:18 PM

FW: Wal*Mart costs us more in the long run. . .

 

What'll happen is Wal-mart will drive the small shops out of business then raise their Wal-Mart prices, so then you'll be stuck with whatever they ask for a product. Yes, Wal-Mart's charge different prices depending on the location of the store.«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§«¤»¥«¤»§ - PULSE ON WORLD HEALTH CONSPIRACIES! §Subscribe:......... - To :.... - Any information here in is for educational purpose only, it may be news related, purely speculation or someone's opinion. Always consult with a qualified health practitioner before deciding on any course of treatment, especially for serious or life-threatening illnesses.**COPYRIGHT NOTICE**In accordance with Title 17 U.S.C. Section 107,any copyrighted work in this message is distributed under fair use without profit or payment to those who have expressed a prior interest in receiving the included information for non-profit research and educational purposes only. http://www.law.cornell.edu/uscode/17/107.shtml

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