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Namaskar Dr. Patel, thank you for sharing about your life experience

and family matters. Now we understand you and your difficult

situation better. Its good to know your marriage was arranged by

your mother and with her permission. Very good to know you are in

touch with her, that relations aren't deeply negative and that she

has softened since the birth of your daughter.

 

Sounds like your mother is a very brave and woman who has pride and

an independent spirit after divorce from your father and also refused

property from your nanaji. She also sounds like she has strong will

power and inner resources to carry on with life and working as a

primary school teacher. Really admire her for taking a bank loan for

an apartment when she was 15 years old. Its great that there's only

3 more years before the loan is fully paid off. That will be a

wonderful relief for her.

 

I really take my hat off to your mother and can understand why she

feels lonely. If possible, yourself, wife and daughter should visit

her more often to keep her company or go out together. If your

mother lives alone, then loneliness can be a problem.

 

Now fully understand why you're always in debt because of

professional competition and supply is more than demand. By gosh,

Surat sure sounds expensive at 35-40 lakhs. Also with real estate,

rent, school fees, donation, etc, now I understand it all adds up and

after paying for all these, there's not much left or nothing left.

 

Just only some thoughts:

-----------------------

 

Is it possible to move to a place slightly out of Surat to save on

high rent? If may be difficult and take longer to travel to work but

if it helps save some money, it may be feasible? Is your wife able

to work and help out with extra family income? In modern times,

there are many 'two income families' where the wife also works, even

part time to bring in some extra for helping with family expenses.

This will help take some burden off your shoulders. With time, you

can also pay off your debts. Anyway, suggest you also to worship

Ganesh and Mahalaxmi Yantras daily.

 

Take care and try not to let things overwhelm you. If you put your

mind to it, I am sure all problems will be solved gradually. They

say " all problems contain the seeds of their own solutions " .

 

Wishing you prosperity and abundance,

Aum Shreem Mahalaxmiye Namah Aum

 

 

 

, pritesh patel

<drpriteshpatel wrote:

>

> Thank you Narsimhayeji,

>

> No my father is in USA, no contact at all on his side.

> As for my marriage's permission, It was an arranged

> marriage selected by my mother. We are in touch & it's

> not that grave hate relationship. After birth of my

> daughter things have softened a lot, she is 5 yrs now.

>

> Regarding financial condition, my mother is very

> prudent. She refused any maintanence after divorce,

> did'nt ask for her share of property from her father

> (i.e. my nanaji), and even refuses to ask any share

> from my father's side. Now he and all his relatives

> being in the US, there is no meaning of the paternal

> part. At 15 years of age she managed to buy a small

> apartment on bank loan which is still pending for 3

> more years. She is working as a primary school

> teacher.

>

> Regarding my income, it is not so much as it appears.

> There is lot of professional competition these days

> with lots of people ready to do any job at measly pay

> scales. Hence when supply is more than demand, you get

> negligible pay actually (on paper it is a lot to show

> in their accounts, but we have to return a large

> amount back; so what is left is not much).

>

> Also Surat is a very costly place to live, what used

> to cost 3.5 lakhs 3 years ago now costs 35-40 lakhs.

> Such has been the inflation. So very difficult to buy

> a house. Thus we have to manage on rent which is also

> very high. Same for the school fees and donation. Many

> such things and no lavish lifestyle as it appears to

> you. I mean the problem is genuine and not just a

> perception as you might think.

>

> Regards,

> Dr. Pritesh Patel

>

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