Query

[Guest guest]

Dear Punit ji and other members

 

A year has gone I have been reading this forum. I have an e - book on

Lal Kitab and I read it many times. With few recent messages that

appeared on the forum, I got to aware the availability of good books

to study further. Very soon, I hope to have the books with me for

further reading. Thanks a lot for the information.

 

Basically, I suffered a series of problems on financial and family

issue that disturbed my life a lot. That's why I am keen to find out

the reasons behind and this curiosity led me to this field. The

contents and concepts fascinate me a lot and I hope to grow with the

help of learned members here.

 

But, the real obstacle in the path is my current situations. Out of

worries and tensions for survival, its difficult for me to concentrate

on a systematic and regular reading /learning. I hope Punit Ji and

other learned members on this forum may help me giving some concrete

solutions based on Lal Kitab to overcome my issues.

 

I got married in 1993. During those days, I was of a mentality to get

rich quick and I took huge risks investing money and lost all. The

situation improved by 1996 a bit and I entered into stock markets and

suffered great losses again and gone to huge debts. Thereafter, during

2001, again good times came to me and I won huge money in the TV show

KBC. After winning such a great amount, I forgot my previous mistakes,

and again entered into Stock markets and lost everything again. During

2004, I bought a home and car taking loans with banks, and also took

some other personal loans to invest again but failed again. My mother

got sick and died during 2007. To marry my younger sister, I took

loans again, sold my car to repay personal borrowings and still

repaying. I am in big debt now. I have two kids, a son and a daughter.

Even with a handsome salary, it has become difficult for me to

survive. My home that I bought in 2004, is now on the verge of sale as

I frequently defaulted EMIs to banks. I am paying huge interests on

loans and all my salary goes to repay loans. The life has become hell

for past 2 - 3 years when Sani Sadhe saati has started. All my efforts

for financial restructuring has gone in vain as all my new loan

applications or application for take over of home loan with Top Up

amount were rejected by banks during past 2 years.

 

I don't know and its beyond guess why its all ups and downs coming to

me for past 16 years, especially the current situations are quite

tough for survival.

 

I humbly request the learned members here to suggest me some remedies

(upayas) so that all this crunch may come to an end, or at least I may

have some relief.

 

My birth details are as hereunder:-

DOB : 20th November 1965

Time: 3:15 AM

Place: Jabalpur,MP, India

 

Kindly do consider this request and extend some help to me by telling

some remedies.

With Best Regards!

 

Anil Kumar