To Tom and Prajna about car accident-- one option

[Guest guest]

Dear Tom and Prajna ~ I too, Prajna, was very sorry to hear about your

accident, and, aside from your car, I pray that you are physically okay. Tom, I

was unclear about what you meant about starting a group on Prosper.com. I

visited the site, so I have an idea how it works. Is there a special subgroup on

the site for Amma devotees, and if so, can you provide a link?

 

Also, you mentioned getting the membership up, and I wondered if you were

referring to the digest? An old friend from the digest said that it had dwindled

a great deal, and the few times I've peeked through the window, each digest

has only a few emails. Can anyone tell me what has happened?

 

I too, would be willing to contribute, so if we can get more people so that

a specific request area could be set up for Prajna, that would be wonderful.

Jai Ma ~ Linda

 

Tom wrote:

 

Sorry to hear about your accident Prajna.

 

"...if anyone is able or willing to sell me a car cheaply, or let me

make payments on one, or knows of someone or something helpful."

 

Your situation is one example of why I started the group on

Prosper.com. It would allow people to contribute to a bonfide loan

for you to buy a car. Since enough people on the list know you,

you'd probably be able to get people to commit to a very low interest

rate. Assuming you're working right now, it would also keep you

fiscally responsible, karmically speaking, rather than outright

charity. Unfortunately, people can be afraid of new ventures and

it'll take time and advertising to get the membership up enough to be

of any benefit to anyone.

 

So I apologize that it's not a viable option right now, unless folks

on here wish to try it. I would certainly contribute $50 towards a

loan in your case (more if I'm ever able to get another job, as I just

turned down one that wasn't working out. Nothing like doing 2 weeks

of training for free).

[Guest guest]

Prosper.com is the main website/business co-founded by the guy who

started then sold E-loan. It started earlier this year and is

still making improvements as more features are requested. The

loans are legit from Prosper, then re-sold to whoever made sucessful

bids (they handle all the payments and bill collection). Before

the loan is disbursed, typical things like sending in

copies of driver's license and paystubs is used, along with faxing

back signed loan papers. Reports about payments are made to the

credit bureau's, improving your credit score.

 

You don't have to belong to a group, but there's certain benefits

for being in one(check the website about all this). It increases

your chances of getting the loan funded, while good payment history

gets the group discount points on loans. Anyone on the site can

bid for your loan, even if not in your group. Groups can be

friends, co-workers, even family. One person's screenname on there

is "bank of mom and dad", so even Prajna's parents and friends could

contribute this way.

 

As group leader, I'm not actually allowed in the group, but I can do

things like endorsements, especially if someone needs a little help

in explaining irregularities in their credit report. For example,

the score used by Prosper to give you your credit rating for the

site, is the Experian "Score Plus", not the regular "Score", so it

may be a little worse than the regular score. But, that's what a

group leader can do: vetting(?). A person can send me certain

documents and I can vouch for them in an endorsement.

 

If enough people are willing to do this, it'd best be done through

email first before actually listing the loan, for certain reasons.

 

Loans are UNSECURED from $1,000 up to $25,000 for 3 years.

 

Giving is good when it's appropriate, but able bodied and/or

educated individuals shouldn't accept complete charity, generally

speaking. The Indian custom of not receiving gifts without giving

in return is based on the Law of Karma.

 

Membership, I was talking about the group on Prosper (Sri Seva

Credit). If we had 100 people willing to lend the minimum of $50,

that would equal $5,000, but maybe a good used car could be had for

less?

 

Below is the long direct link to the homepage for the group (sri

seva credit). I'm still planning a to provide additional

information, because Prosper has size limits for homepages.

 

http://www.prosper.com/public/groups/group_home.aspx?

group_short_name=srisevacredit

 

tom

 

 

Ammachi, nierika wrote:

>

>

> Dear Tom and Prajna ~ I too, Prajna, was very sorry to hear about

your

> accident, and, aside from your car, I pray that you are physically

okay. Tom, I

> was unclear about what you meant about starting a group on

Prosper.com. I

> visited the site, so I have an idea how it works. Is there a

special subgroup on

> the site for Amma devotees, and if so, can you provide a link?

>

> Also, you mentioned getting the membership up, and I wondered if

you were

> referring to the digest? An old friend from the digest said that

it had dwindled

> a great deal, and the few times I've peeked through the window,

each digest

> has only a few emails. Can anyone tell me what has happened?

>

> I too, would be willing to contribute, so if we can get more

people so that

> a specific request area could be set up for Prajna, that would be

wonderful.

> Jai Ma ~ Linda

>

> Tom wrote: